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1. Payment Terms: Required when only partial forgiveness is granted, outlining the payment schedule for the remaining debt

2. Security Release: Included when the original debt was secured by collateral or guarantees that need to be released

3. Conditions Precedent: Used when the forgiveness is conditional upon certain events or actions

4. Confidentiality: Optional clause to maintain privacy of the debt forgiveness arrangement

5. Future Cooperation: Included when parties need to coordinate on tax filings or other administrative matters

6. Reinstatement: Specifies circumstances under which the original debt could be reinstated, if any

7. Third Party Acknowledgment: Required when other creditors or guarantors need to acknowledge the forgiveness

1. Schedule A - Original Debt Documentation: Copies or details of the original loan agreement or debt instruments

2. Schedule B - Calculation of Forgiven Amount: Detailed breakdown of the debt amount being forgiven, including principal, interest, and any fees

3. Schedule C - Payment Schedule: If applicable, schedule of payments for any remaining debt after partial forgiveness

4. Schedule D - Released Security Interests: List of any security interests being released as part of the debt forgiveness

5. Appendix 1 - Tax Forms: Relevant tax forms or notifications required for reporting the debt forgiveness