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1. Third-Party Settlement Company: Include when a debt settlement company is involved in negotiating or managing the settlement

2. Credit Reporting: Include when parties agree to specific terms about how the debt will be reported to credit bureaus

3. Tax Implications: Include when the settlement amount is significantly less than the original debt, addressing potential tax consequences

4. Insurance Claims: Include when the debt involves insurance claims or insurance company involvement

5. Co-Debtor Provisions: Include when there are co-debtors or guarantors involved in the debt

6. Electronic Payment Authorization: Include when automatic payments are part of the settlement arrangement

7. Force Majeure: Include when parties want to address potential unforeseen circumstances affecting payment ability

1. Schedule A - Debt Details: Itemized list of all debts included in the settlement, including account numbers and original amounts

2. Schedule B - Payment Schedule: Detailed payment schedule showing dates, amounts, and running balance

3. Schedule C - Supporting Documents: Copies of original debt documentation, statements, or relevant correspondence

4. Schedule D - Release Form: Form to be executed upon completion of settlement payments

5. Appendix 1 - Proof of Authority: Documentation proving authority to settle debt (if applicable, such as corporate resolution or power of attorney)

6. Appendix 2 - Settlement Calculation: Detailed breakdown of how settlement amount was calculated