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1. Additional Insured: Used when other parties need to be included in the coverage, such as family members or roommates

2. High-Value Items Coverage: Additional coverage terms for specific high-value items that exceed standard coverage limits

3. Business Use Coverage: Added when the rental property is partially used for business purposes

4. Natural Disaster Coverage: Special provisions for areas prone to specific natural disasters

5. Pet Damage Coverage: Additional coverage for renters with pets

6. Identity Theft Coverage: Optional coverage for identity theft protection and recovery services

7. Guest Medical Protection: Additional coverage for medical expenses of guests injured on the property

1. Schedule A - Coverage Limits: Detailed breakdown of coverage limits for different categories of personal property

2. Schedule B - Premium Calculation: Detailed explanation of how the premium is calculated, including any discounts or surcharges

3. Schedule C - Prohibited Items: List of items or activities that would void coverage under the policy

4. Schedule D - Claims Documentation Requirements: Comprehensive list of required documentation for different types of claims

5. Appendix 1 - Property Inventory Form: Template for documenting personal property covered under the policy

6. Appendix 2 - Emergency Contact Procedures: Step-by-step guidelines for emergency situations and contact information

7. Appendix 3 - Provincial Variations: Specific provisions that vary by province to ensure compliance with local regulations