tiktok成人版

Standard Loan Contract for Germany

Standard Loan Contract Template for Germany

A comprehensive loan agreement governed by German law (B眉rgerliches Gesetzbuch - BGB) that establishes the terms and conditions for a lending relationship between a lender and borrower. The agreement covers essential elements including loan amount, interest calculations, repayment terms, representations and warranties, and events of default. It incorporates specific German legal requirements regarding consumer protection, documentation, and banking regulations while providing a standardized framework for both commercial and private lending transactions.

Your data doesn't train Genie's AI

You keep IP ownership聽of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Standard Loan Contract

Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Standard Loan Contract?

The Standard Loan Contract serves as a foundational document for lending transactions under German law, suitable for both commercial and private lending arrangements. It is designed to comply with the German Civil Code (BGB), particularly 搂搂 488-507 governing loan agreements, and incorporates requirements from the Banking Act (KWG) and consumer protection legislation where applicable. This document is typically used when establishing a new lending relationship or refinancing existing debt, providing a comprehensive framework that covers loan disbursement, interest calculation, repayment terms, security arrangements, and default scenarios. The Standard Loan Contract includes mandatory provisions required by German law while maintaining flexibility to accommodate various lending scenarios and business requirements.

What sections should be included in a Standard Loan Contract?

1. Parties: Identification of the lender and borrower with full legal names and addresses

2. Background: Brief context of the loan arrangement and purpose

3. Definitions and Interpretation: Definitions of key terms and interpretation rules

4. The Facility: Core loan terms including amount, purpose, and availability

5. Interest: Interest rate, calculation method, and payment terms

6. Repayment: Repayment schedule, prepayment terms, and related conditions

7. Payments: Payment mechanics, business days, and currency provisions

8. Representations and Warranties: Borrower's confirmations about their legal and financial status

9. Information Undertakings: Borrower's obligations to provide financial and other information

10. General Undertakings: Borrower's general obligations during the loan term

11. Events of Default: Circumstances constituting default and consequences

12. Changes to Parties: Rules for assignment and transfer

13. Notices: Communication requirements and contact details

14. Calculations and Certificates: Basis for calculations and evidence of amounts due

15. Partial Invalidity: Severability provisions

16. Remedies and Waivers: Rights and remedies of the lender

17. Amendments and Waivers: Process for modifying the agreement

18. Governing Law: Confirmation of German law application

19. Enforcement: Jurisdiction and enforcement provisions

What sections are optional to include in a Standard Loan Contract?

1. Security: Details of any security arrangements - used when the loan is secured

2. Guarantee: Terms of any guarantee - included when there is a guarantor

3. Conditions Precedent: Pre-disbursement conditions - used for complex or large loans

4. Agent and Trustee Provisions: Required for syndicated loans with multiple lenders

5. Set-off Rights: Detailed set-off provisions - used when parties have multiple relationships

6. Increased Costs: Protection against regulatory changes - used in longer-term loans

7. Tax Gross-up and Indemnities: Detailed tax provisions - used in cross-border or complex loans

8. Currency Provisions: Detailed currency provisions - used for multi-currency loans

What schedules should be included in a Standard Loan Contract?

1. Form of Drawdown Request: Standard form for requesting loan disbursements

2. Repayment Schedule: Detailed amortization table if installment loan

3. Conditions Precedent Documents: List of required documents for loan disbursement

4. Form of Transfer Certificate: Standard form for transferring loan participations

5. Interest Calculation Examples: Examples of interest calculations for clarity

6. SEPA Direct Debit Mandate: Standard form for payment authorization

7. Contact Details: Detailed contact information for all parties

8. Form of Compliance Certificate: Template for periodic compliance confirmations

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok成人版 | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Germany

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use
Relevant legal definitions























































Clauses
































Relevant Industries

Banking

Financial Services

Real Estate

Manufacturing

Retail

Technology

Healthcare

Construction

Energy

Agriculture

Transportation

Professional Services

Relevant Teams

Legal

Finance

Treasury

Compliance

Credit Risk

Corporate Banking

Loan Administration

Business Development

Commercial Banking

Risk Management

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Legal Counsel

Compliance Officer

Credit Risk Manager

Relationship Manager

Loan Officer

Corporate Banking Manager

Finance Manager

Contract Administrator

Business Development Manager

Financial Controller

Credit Analyst

Risk Assessment Officer

Industries








Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks, 聽Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination, 聽Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Standard Loan Contract

A German law-governed loan agreement establishing core lending terms and conditions between lender and borrower, compliant with BGB requirements.

find out more

Syndicated Loan Term Sheet

A German law-governed term sheet outlining key commercial and legal terms for a syndicated loan facility, serving as the basis for final loan documentation.

find out more

Loan Agreement Director To Company

A German law-governed loan agreement documenting the terms of a loan from a director to their company, including key terms and regulatory compliance requirements.

find out more

Lender Lendee Agreement

A German law-governed agreement establishing loan terms between lender and borrower, compliant with BGB requirements.

find out more

Inter Lender Agreement

A German law-governed agreement establishing rights, priorities, and relationships between multiple lenders in a syndicated lending arrangement.

find out more

Loan Agreement Between Individuals

A German law-governed agreement establishing terms and conditions for a private loan between individuals, compliant with BGB requirements.

find out more

Standard Loan Agreement

German law-governed loan agreement establishing core terms for providing and repaying a loan facility, compliant with German banking regulations and civil code requirements.

find out more

Discounted Payoff Agreement

A German law agreement enabling settlement of debt at a discount, establishing payment terms and release provisions under German legal framework.

find out more

Litigation Financing Agreement

A German law agreement establishing terms for third-party funding of legal proceedings in exchange for a share of potential recovery.

find out more

Inter Corporate Loan Agreement

German law-governed loan agreement between corporate entities, setting out comprehensive terms for corporate lending including amount, interest, repayment, and security arrangements.

find out more

House Loan Contract

A German-law governed residential property loan agreement between a bank and borrower(s), detailing financing terms and security arrangements under German banking and consumer protection regulations.

find out more

Hand Loan Agreement

A German law-governed agreement documenting a loan between private parties, outlining loan amount, repayment terms, and parties' obligations under the BGB.

find out more

Debt Agreement Contract

A German law-governed agreement establishing terms and conditions for a lending relationship, including loan amount, interest, repayment terms, and security arrangements.

find out more

Contract For Land Purchase

A notarized contract under German law for the purchase and transfer of land ownership, requiring registration with the Land Registry (Grundbuchamt).

find out more

Loan Novation Agreement

A German law-governed agreement that transfers loan obligations from one lender to another through novation, creating a new lending relationship while maintaining or modifying the original loan terms.

find out more

Loan Facilitation Agreement

German law-governed agreement setting out terms for loan facilitation services, including regulatory compliance and service obligations.

find out more

Loan Participation Agreement

German law-governed agreement for the sale of loan participation interests between financial institutions, structured under German banking regulations.

find out more

Simple Equipment Borrowing Agreement

A German law-governed agreement establishing terms for temporary equipment loans, aligned with BGB requirements for Leihe (loan agreements).

find out more

Simple Loan Promissory Note

A German law-governed promissory note documenting a borrower's formal promise to repay a specified loan amount under defined terms.

find out more

Pari Passu Loan Agreement

A German law loan agreement establishing equal ranking rights among multiple lenders, setting out terms for lending while ensuring equal priority in payments and security.

find out more

No Loan Agreement

A German law-governed agreement documenting a creditor's commitment not to demand debt repayment for a specified period.

find out more

International Loan Agreement

German law-governed agreement establishing terms and conditions for an international loan facility, including loan amount, interest, repayment terms, and security arrangements.

find out more

Inter Corporate Deposit Agreement

A German law-governed agreement establishing terms for corporate deposits between two companies, including deposit terms, interest rates, and compliance requirements.

find out more

Fixed Sum Loan Agreement

A German law-governed agreement for a fixed sum loan, detailing terms for lending, repayment, and interest under BGB requirements.

find out more

Deed Of Loan Agreement

A German law-governed deed establishing formal loan terms between lender and borrower, requiring notarization and providing enhanced enforceability.

find out more

Securities Lending Agreement

A German law-governed agreement establishing terms for securities lending transactions, including collateral arrangements and regulatory compliance requirements.

find out more

Real Estate Mortgage Agreement

A German law-governed agreement creating a security interest over real property, requiring notarization and land registry registration.

find out more

Person To Person Loan Agreement

A German law-governed agreement establishing terms and conditions for a loan between private individuals, including loan amount, interest, and repayment terms.

find out more

Mezzanine Loan Agreement

German law-governed agreement establishing terms for a mezzanine loan facility, combining debt and equity characteristics with specific provisions under German banking and corporate laws.

find out more

Loan Surety Agreement

A German law-governed agreement where a surety guarantees the repayment of a loan or financial obligations of a debtor to a creditor, subject to BGB requirements.

find out more

Loan Commitment Agreement

A German law-governed agreement establishing the terms under which a lender commits to provide financing to a borrower, subject to specified conditions and German banking regulations.

find out more

Loan Agreement Between Spouses

A German law-governed agreement documenting a loan between married partners, including terms, conditions, and matrimonial property considerations.

find out more

Letter Of Borrowing Money From Company

A formal loan request letter compliant with German law, outlining borrowing terms and conditions from a company to the borrower.

find out more

Home Loan Agreement

A German-law governed agreement between a bank and borrower for residential property financing, detailing loan terms, security arrangements, and regulatory requirements.

find out more

Guarantors Covenant Mortgage Deed

A German law mortgage deed creating security over real property provided by a guarantor to secure third-party obligations.

find out more

Finance Agreement

German law-governed financing agreement establishing terms and conditions for financial facilities, compliant with German banking regulations and financial services requirements.

find out more

Bridge Facility Agreement

A German law-governed temporary financing arrangement that bridges the gap until permanent financing is secured.

find out more

Assumption Of Loan Agreement Form

A German law-governed agreement facilitating the transfer of loan obligations from an original borrower to an assuming party, including all associated rights and responsibilities.

find out more

Letter Of Loan Agreement Between Friends

A German-law governed letter agreement formalizing a personal loan arrangement between friends, including loan terms and repayment conditions.

find out more

Tripartite Agreement Bank Loan

A German law-governed agreement establishing a three-way lending arrangement between a bank, borrower, and third party, detailing loan terms and security arrangements.

find out more
See more related templates

骋别苍颈别鈥檚 Security Promise

Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; 骋别苍颈别鈥檚 AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it