Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets in the UK, establishing authorization requirements for lenders and consumer protection frameworks
Consumer Credit Act 1974: Regulates credit agreements, documentation requirements, and consumer rights and protections in credit relationships
Financial Services Act 2012: Updates to financial services regulation and establishes key regulatory bodies including the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA)
FCA Handbook: Comprehensive regulatory guidelines including Consumer Credit sourcebook (CONC), Mortgages and Home Finance (MCOB), and Principles for Businesses (PRIN)
Money Laundering Regulations 2017: Sets out Know Your Customer (KYC) requirements and due diligence procedures for financial institutions
Unfair Contract Terms Act 1977: Controls unfair terms in contracts and establishes reasonableness test for contract terms
Consumer Rights Act 2015: Establishes requirements for fairness and transparency in consumer contracts
Contracts (Rights of Third Parties) Act 1999: Governs the rights of third parties in contractual arrangements
Misrepresentation Act 1967: Addresses false statements and misrepresentations made during contract formation
Financial Collateral Arrangements (No.2) Regulations 2003: Regulates security arrangements in financial contracts and collateral requirements
