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Law of Property Act 1925: Primary legislation governing real property transactions and mortgages. Defines legal and equitable interests in land and sets out fundamental requirements for mortgages and charges.

Financial Services and Markets Act 2000: Regulates financial services and mortgage lending activities, including requirements for authorized lenders and financial service providers.

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection measures when the borrower is an individual/consumer.

Land Registration Act 2002: Establishes requirements for registration of mortgages and determines priority of mortgages in land registration.

FCA Mortgage Conduct of Business Rules: Regulatory framework setting out rules for mortgage lending, including responsible lending requirements and customer treatment standards.

Unfair Terms in Consumer Contracts Regulations 1999: Consumer protection legislation ensuring fairness in contract terms between businesses and consumers.

Consumer Rights Act 2015: Consolidates consumer protection law and provides rights for consumers in various transactions including financial services.

Money Laundering Regulations 2017: Sets out requirements for due diligence and anti-money laundering procedures in financial transactions.

Data Protection Act 2018: Implements GDPR in UK law, governing how personal data must be handled and protected in financial transactions.

Human Rights Act 1998: May be relevant in certain aspects of mortgage enforcement and property rights, particularly regarding right to property and fair trial.