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Consumer Credit Act 1974: Primary legislation regulating consumer credit and hire agreements, requiring transparency in consumer communications and establishing fundamental consumer rights and protections in credit relationships

Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services in the UK and sets standards for customer communications and financial service provider conduct

Data Protection Act 2018 and UK GDPR: Legislation governing the handling of personal information, including requirements for privacy protection and limitations on sharing personal financial information

FCA Regulations: Regulatory guidelines including Consumer Credit Sourcebook (CONC), Principles for Businesses, and requirements for fair treatment of customers and clear communication

Consumer Rights Act 2015: Legislation providing general consumer protection provisions and requirements for fairness and transparency in consumer transactions

Equality Act 2010: Ensures non-discriminatory practices and protects against unfair treatment in the provision of services, including financial services

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and sets requirements for clear communication with consumers in commercial relationships