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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in the UK, establishing the framework for consumer credit regulation and licensing

Financial Services and Markets Act 2000: Key legislation establishing the regulatory framework for financial services in the UK, including credit-related activities

Consumer Rights Act 2015: Legislation consolidating consumer protection law, including unfair terms in consumer contracts

Unfair Contract Terms Act 1977: Legislation regulating unfair terms in contracts, particularly exclusion clauses and limitations of liability

FCA Handbook - CONC: Consumer Credit Sourcebook containing detailed rules and guidance for consumer credit firms

FCA Handbook - PRIN: Principles for Businesses setting out fundamental obligations for firms under the regulatory system

FCA Handbook - SYSC: Senior Management Arrangements, Systems and Controls requirements for regulated firms

Consumer Protection from Unfair Trading Regulations 2008: Regulations prohibiting unfair commercial practices between traders and consumers

Financial Services (Distance Marketing) Regulations 2004: Regulations governing the distance marketing of financial services to consumers

Money Laundering Regulations 2017: Regulations concerning anti-money laundering and counter-terrorist financing requirements

Common Law Contract Principles: Fundamental principles including offer, acceptance, consideration, and intention to create legal relations

Misrepresentation Act 1967: Legislation dealing with false or misleading statements inducing entry into contracts

Late Payment of Commercial Debts (Interest) Act 1998: Legislation concerning interest on late payments in commercial transactions

UK GDPR: Post-Brexit data protection regulation governing the processing of personal data

Data Protection Act 2018: UK's implementation of data protection standards, complementing and supplementing the UK GDPR