Law of Property Act 1925: Fundamental legislation governing property rights and interests in England and Wales, including security interests and mortgages
Contracts (Rights of Third Parties) Act 1999: Legislation governing how third parties may enforce terms of a contract, relevant for assignability and transferability of creditor rights
Consumer Credit Act 1974: Key legislation governing consumer credit agreements and consumer protection in credit relationships
Financial Services and Markets Act 2000: Primary legislation for financial services regulation, including lending and credit activities
Enterprise Act 2002: Legislation affecting creditor rights and insolvency proceedings, including administrative procedures
Insolvency Act 1986: Key legislation governing insolvency proceedings and creditor rights in case of default or bankruptcy
Companies Act 2006: Primary legislation governing company operations, including registration of charges and corporate borrowing
FCA Regulations: Regulatory framework from the Financial Conduct Authority governing financial services and credit activities
Consumer Credit sourcebook (CONC): Detailed regulatory requirements for consumer credit activities and consumer protection
Regulated Activities Order 2001: Statutory instrument specifying which activities require FCA authorization, including certain credit activities
Common Law Contract Principles: Fundamental legal principles governing contract formation, interpretation, and enforcement
Equitable Principles: Legal principles governing fairness and equity in security interests and creditor relationships
Creditor Priority Rules: Legal framework determining the order of priority among different classes of creditors
Limitation Act 1980: Legislation setting time limits for bringing legal claims, including debt recovery actions
