tiktok���˰�

Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, real estate agents, and settlement agents to provide detailed disclosures about real estate transactions and prohibiting kickbacks

Fair Housing Act: Federal law prohibiting discrimination in housing transactions based on race, color, religion, sex, national origin, familial status, or disability

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale of unimproved parcels of land

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real estate interests

State Property Laws: State-specific laws governing real property rights, transfers, and obligations within the state jurisdiction

State Real Estate Transaction Laws: State-specific requirements for conducting real estate transactions, including licensing and documentation requirements

State Disclosure Requirements: State-mandated disclosures about property condition, hazards, and material facts that sellers must provide to buyers

State Recording Requirements: State-specific rules for recording real estate documents and maintaining public records of property ownership

State Title Laws: State regulations governing property titles, title insurance, and requirements for clear title transfer

Local Zoning Laws: Municipal or county regulations controlling property use, development, and modifications

HOA Rules and Regulations: Homeowners Association specific rules governing property use, modifications, and owner obligations within the community

Property Tax Laws: Federal, state, and local laws governing property tax assessment, collection, and obligations

Environmental Regulations: Laws protecting environmental resources and requiring disclosure of environmental hazards or protected areas

Building Codes: Local and state regulations establishing minimum standards for construction, repairs, and property maintenance

Historic Preservation Laws: Regulations protecting historically significant properties and limiting modifications to preserved structures

Property Description Requirements: Legal requirements for accurately describing the property being sold, including boundaries, fixtures, and included items

Purchase Terms Requirements: Legal framework for structuring purchase price, payment terms, and earnest money provisions

Inspection Rights: Legal requirements regarding buyer's rights to inspect the property and seller's obligations to provide access

Default Provisions: Legal requirements for specifying consequences of contract breach and available remedies for both parties