Financial Services and Markets Act 2000: Primary legislation governing financial services and markets in the UK, including business lending activities and regulatory framework
Consumer Credit Act 1974: Legislation that may apply if the borrower qualifies as a small business, providing consumer protection in credit arrangements
Companies Act 2006: Key legislation regarding corporate borrowing powers and company law requirements for business loans
Law of Property Act 1925: Relevant when security is involved in the loan agreement, governing property rights and securities
FCA Regulations: Financial Conduct Authority regulations governing conduct and requirements for financial services and lending
PRA Requirements: Prudential Regulation Authority requirements for financial stability and prudential standards in lending
RAO 2001: Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 defining regulated activities in financial services
Contract Law Principles: Common law principles including offer, acceptance, consideration, and intention to create legal relations
Money Laundering Regulations 2017: Regulations governing anti-money laundering requirements in financial transactions
LIBOR/SONIA Requirements: Requirements for interest rate calculations and benchmarks in lending agreements
UK GDPR: Data protection requirements for handling personal data in business transactions
Data Protection Act 2018: UK legislation implementing data protection requirements and supplementing UK GDPR
Consumer Protection Regulations 2008: Regulations protecting against unfair trading practices in business transactions
Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts and establishing requirements for reasonable terms
Distance Marketing Regulations 2004: Regulations governing financial services provided through distance communication methods
