tiktok���˰�

Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in England and Wales. Essential if the loan reinstatement involves a consumer borrower.

Financial Services and Markets Act 2000: Key legislation regulating financial services activities and establishing the regulatory framework for financial institutions in the UK.

Consumer Rights Act 2015: Legislation protecting consumer rights and regulating unfair terms in consumer contracts, including financial agreements.

Unfair Contract Terms Act 1977: Controls unfair terms in contracts and limits how far civil liability for breach of contract can be avoided using contract terms.

Law of Property Act 1925: Fundamental legislation governing property law, relevant if the loan is secured against property.

FCA Regulations: Regulatory requirements set by the Financial Conduct Authority governing financial services and consumer protection.

MCOB Rules: Mortgage Conduct of Business rules - specific regulations governing mortgage-related activities if the loan involves property.

CONC Rules: Consumer Credit Sourcebook rules providing detailed regulations for consumer credit activities.

TCF Principles: Treating Customers Fairly principles established by the FCA to ensure fair treatment of customers in financial services.

Data Protection Act 2018: Legislation governing the processing of personal data, including the UK's implementation of GDPR.

Limitation Act 1980: Sets time limits for bringing legal actions, relevant for enforcement of loan agreements.

Financial Services (Distance Marketing) Regulations 2004: Regulations governing financial services contracts made at a distance (e.g., online or by phone).

Money Laundering Regulations 2017: Requirements for anti-money laundering checks and procedures in financial transactions.