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Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending activities and financial promotions

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in financial transactions, including certain aspects of mortgage lending

Consumer Rights Act 2015: Ensures fair treatment of consumers and transparency in financial services, including mortgage products

Mortgage Credit Directive Order 2015: Implements EU regulations on mortgage credit into UK law, setting standards for mortgage lending and consumer protection

FCA Regulations: Regulatory framework established by the Financial Conduct Authority governing mortgage lenders and intermediaries

FCA Mortgage Conduct of Business Rules: Specific rules governing how mortgage lenders must conduct their business and treat customers

PRA Requirements: Prudential requirements set by the Prudential Regulation Authority for mortgage lenders regarding capital adequacy and risk management

UK GDPR: Post-Brexit data protection regulation ensuring proper handling of personal data in mortgage applications and processing

Data Protection Act 2018: UK's implementation of data protection standards, complementing UK GDPR in protecting personal information

Money Laundering Regulations 2017: Requirements for identity verification and anti-money laundering checks in mortgage lending

Proceeds of Crime Act 2002: Legislative framework preventing the use of mortgage lending for money laundering or terrorist financing

Equality Act 2010: Ensures non-discrimination in mortgage lending based on protected characteristics

UK Finance Guidelines: Industry standards and best practices for mortgage lending set by the primary industry body

Banking Code of Practice: Voluntary code setting standards for good banking practice, including mortgage lending