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Law of Property Act 1925: Primary legislation governing property rights, legal charges, mortgages, and trustee powers in England and Wales. Sets out fundamental requirements for creation and enforcement of property rights and defines the framework for trustee powers and duties.

Trustee Act 2000: Modern legislation defining trustee duties, powers, and responsibilities. Establishes standards for investment and delegation powers, and sets out the framework for trustee liability.

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections. Applicable if the borrower is a consumer, setting out requirements for documentation and disclosure in credit arrangements.

Financial Services and Markets Act 2000: Primary legislation for regulation of financial services and markets in the UK. Relevant when the note involves regulated activities or financial services.

Land Registration Act 2002: Establishes requirements for registration of charges against land and determines priority of interests in land. Essential for secured lending involving real property.

Financial Collateral Arrangements (No.2) Regulations 2003: Specific regulations governing financial collateral arrangements, including enforcement rights and procedures when financial collateral is involved in the security arrangement.

Unfair Contract Terms Act 1977: Controls and regulates unfair terms in contracts. Provides framework for assessing fairness of contract terms, particularly important in consumer contexts.

Consumer Rights Act 2015: Modern consumer protection legislation establishing fairness requirements for consumer contracts and transparency obligations. Applicable when dealing with consumer borrowers.