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Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders and real estate professionals to provide detailed disclosures about real estate transactions, settlement services, and consumer protection

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

Interstate Land Sales Full Disclosure Act: Federal law requiring developers to provide detailed information to buyers about lots in large subdivisions

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law requiring foreign persons to pay U.S. income tax on the gains from sale of U.S. real estate

State Property Laws: State-specific laws governing real property rights, transfers, and restrictions

State Real Estate Licensing Laws: State-specific regulations governing real estate professionals and their conduct in transactions

State Contract Laws: State-specific laws governing the formation and enforcement of contracts, including real estate agreements

State Disclosure Requirements: State-mandated disclosures about property condition, hazards, and material facts affecting the property

State Recording Statutes: State laws governing how deeds and other real estate documents must be recorded in public records

State Title Laws: State-specific laws governing property ownership and transfer of title

State Environmental Regulations: State laws governing environmental protection, contamination, and required environmental assessments

Local Zoning Laws: Municipal or county regulations controlling land use, building requirements, and property development

Homeowners Association Rules: Private regulations affecting property use, maintenance, and modifications in planned communities

Historic Preservation Requirements: Local and state regulations governing properties in historic districts or with historic designation

Building Codes: Local regulations establishing minimum standards for construction, renovation, and property maintenance

Property Tax Regulations: Local and state laws governing property tax assessment, collection, and appeals

Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable

Property Description Requirements: Legal requirements for accurately describing the property being sold, including boundaries and improvements

Title Insurance Requirements: State regulations regarding title insurance and protection of property ownership rights