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Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets in the UK. Determines authorization requirements for lenders and contains provisions about regulated lending activities.

Consumer Credit Act 1974: Regulates credit agreements with individuals, particularly relevant if the loan has any consumer lending aspects. Specifies requirements for form and content of agreements.

Companies Act 2006: Key legislation for corporate borrowers, containing provisions about corporate capacity and authority to enter into loan agreements.

FCA Handbook: Regulatory framework including the Consumer Credit Sourcebook (CONC) and Principles for Businesses (PRIN), applicable for regulated lending activities.

Money Laundering Regulations 2017: Contains Know Your Customer (KYC) requirements and anti-money laundering provisions that must be considered in loan agreements.

Unfair Contract Terms Act 1977: Controls unreasonable exclusion clauses and affects the enforceability of certain contractual terms in loan agreements.

Financial Collateral Arrangements (No.2) Regulations 2003: Relevant legislation when security is taken as part of the loan agreement.

Late Payment of Commercial Debts (Interest) Act 1998: Governs default interest provisions in commercial lending arrangements.

Contracts (Rights of Third Parties) Act 1999: Legislation governing third party rights that may arise in connection with the loan agreement.

Misrepresentation Act 1967: Relevant for representations and warranties sections of the loan agreement, providing statutory remedies for misrepresentation.