An Insurance Affidavit is a crucial legal document used in Hong Kong's insurance industry when formal sworn statements are required to verify facts or circumstances related to insurance matters. This document type is particularly relevant when dealing with insurance claims, policy modifications, beneficiary changes, or other significant insurance-related declarations. The affidavit must comply with Hong Kong's legal requirements, particularly the Insurance Ordinance (Cap. 41) and Oaths and Declarations Ordinance (Cap. 11), and must be executed before a Commissioner for Oaths or other authorized person. It serves as formal evidence and carries serious legal consequences for false declarations, making it a critical tool in insurance proceedings and dispute resolution.
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Key Requirements PROMPT example:
Insurance Affidavit
"I need an Insurance Affidavit for a property damage claim related to our Hong Kong office building, declaring the extent of flood damage that occurred on January 15, 2025, and confirming that all security protocols were followed prior to the incident."
1. Title and Declaration Statement: Formal title of the document and opening declaration statement identifying it as an affidavit
2. Declarant Information: Full legal name, address, and occupation of the person making the affidavit
3. Capacity and Authority: Statement of the declarant's capacity and authority to make the declaration (e.g., policyholder, beneficiary, company representative)
4. Insurance Policy Details: Specific details of the relevant insurance policy including policy number, type, and parties involved
5. Facts and Circumstances: Detailed statement of the relevant facts being sworn to, presented in numbered paragraphs
6. Declaration of Truth: Formal statement confirming the truth of the contents and understanding of the consequences of false declarations
7. Execution Block: Space for signature, date, and notary/commissioner for oaths' authentication
1. Related Claims History: Section detailing any previous related insurance claims, used when relevant to the current declaration
2. Third Party Interests: Declaration of any third party interests in the insurance policy or claim, included when other parties have rights or interests
3. Loss Details: Specific section for describing losses in detail, used in claim-related affidavits
4. Medical Information: Section for relevant medical details, used in health insurance or injury-related declarations
5. Financial Information: Section for financial details, used when monetary aspects need to be sworn to
6. Corporate Authority: Additional section for corporate declarations, including board resolutions and authority to execute
1. Schedule A - Supporting Documents: List and copies of all supporting documents referenced in the affidavit
2. Schedule B - Policy Documentation: Copies of relevant insurance policy documents and certificates
3. Schedule C - Photographic Evidence: Photographs or visual evidence referenced in the affidavit, if applicable
4. Schedule D - Financial Records: Relevant financial documents or records referenced in the affidavit
5. Appendix 1 - Definitions: Definitions of technical terms used in the affidavit
6. Appendix 2 - Chronology: Chronological listing of relevant events, if applicable
Authors
Relevant legal definitions
Clauses
Relevant Industries
Insurance
Financial Services
Banking
Real Estate
Healthcare
Manufacturing
Retail
Construction
Transportation
Professional Services
Maritime
Aviation
Relevant Teams
Legal
Compliance
Risk Management
Claims Processing
Underwriting
Policy Administration
Corporate Secretariat
Insurance Operations
Customer Service
Document Management
Relevant Roles
Insurance Claims Manager
Compliance Officer
Legal Counsel
Risk Manager
Insurance Underwriter
Claims Adjuster
Insurance Broker
Policy Administrator
Corporate Secretary
Chief Risk Officer
Insurance Agent
Legal Administrator
Benefits Manager
Insurance Operations Manager
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