Document background
This Loan Agreement template is designed for use in Indonesian jurisdiction credit facilities, incorporating compliance with Indonesian banking regulations, civil law requirements, and financial services authority (OJK) directives. The document is suitable for various lending scenarios, from bilateral corporate loans to syndicated facilities, and can be adapted for secured or unsecured lending arrangements. It includes provisions for mandatory use of Indonesian Rupiah for domestic transactions (unless exempted), appropriate security and enforcement mechanisms under Indonesian law, and necessary provisions for regulatory compliance. The agreement addresses both conventional and Sharia-compliant financing structures where applicable, and includes options for both corporate and individual borrowers.
