tiktok³ÉÈË°æ

1. Security: Required if the credit is secured against any assets, detailing the security arrangements

2. Insurance Requirements: Required if any mandatory insurance is required as part of the credit agreement

3. Additional Services: Required if any additional financial services are being provided alongside the credit

4. Guarantor Provisions: Required if a guarantor is party to the agreement

5. Variable Rate Terms: Required if the interest rate is variable rather than fixed

6. Credit Intermediary Details: Required if a credit intermediary is involved in arranging the credit

7. Direct Debit Authorization: Optional section for setting up automatic payments

8. Statement Frequency: Optional section detailing how often statements will be provided if not covered in main terms

1. Schedule 1 - Repayment Schedule: Detailed breakdown of all payments including principal and interest components

2. Schedule 2 - Interest Rate Calculations: Detailed explanation of how interest is calculated and applied

3. Schedule 3 - Fees and Charges: Comprehensive list of all applicable fees and charges

4. Schedule 4 - Standard European Consumer Credit Information: Standard EU form providing pre-contractual information

5. Schedule 5 - Direct Debit Mandate: If applicable, the direct debit authorization form

6. Appendix A - Terms and Conditions: Detailed terms and conditions supplementing the main agreement

7. Appendix B - Data Protection Notice: Detailed information about data processing activities and privacy rights