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1. Guarantor Details: Required when a guarantor is providing additional security for the mortgage

2. Buy-to-Let Declaration: Required for investment property mortgages, confirming intended rental use

3. First Time Buyer Declaration: Required for first-time buyers to confirm eligibility for specific terms or schemes

4. Help-to-Buy Scheme Details: Required when the borrower is participating in the government's Help-to-Buy scheme

5. Fixed Rate Warning: Required when borrower chooses a fixed rate, explaining break costs and implications

6. Tracker Mortgage Confirmation: Required for tracker mortgages, confirming specific terms and conditions

7. Foreign Currency Loan Warning: Required when the mortgage is in a different currency from the borrower's income

8. Negative Equity Declaration: Required for negative equity mortgages or property transfers

1. Schedule 1 - Cost of Credit: Detailed breakdown of all costs, fees, and charges associated with the mortgage

2. Schedule 2 - APRC Calculation: Annual Percentage Rate of Charge calculation details as required by consumer credit regulations

3. Schedule 3 - Special Conditions: Any special terms or conditions applying to the specific mortgage

4. Schedule 4 - Property Valuation: Summary of the professional valuation report for the property

5. Appendix A - Payment Schedule: Detailed amortization table showing payment breakdown over the loan term

6. Appendix B - Insurance Requirements: Detailed specifications for required insurance coverage

7. Appendix C - Supporting Documentation Checklist: List of all documents required to support the mortgage application

8. Appendix D - Early Repayment Terms: Detailed explanation of early repayment options and associated costs