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1. Release of Original Borrower: Optional section releasing the original borrower from future liability, used when the lender agrees to a complete release

2. Co-signer Provisions: Required when there are co-signers on the original mortgage or new co-signers joining the assumption

3. Insurance Requirements: Detailed insurance obligations, included when specific insurance requirements differ from the original mortgage

4. Property Management: Include when there are specific requirements for property maintenance or management post-assumption

5. Default and Remedies: Additional provisions regarding default scenarios, included when terms differ from the original mortgage agreement

6. Transfer Costs: Allocation of costs and fees associated with the assumption, included when these need to be specifically addressed

1. Schedule 1 - Original Mortgage Details: Copy or summary of the original mortgage agreement terms being assumed

2. Schedule 2 - Property Description: Detailed legal description of the property and any relevant title information

3. Schedule 3 - Outstanding Balance and Payment Schedule: Current mortgage balance and payment terms as of the assumption date

4. Schedule 4 - Assumption Costs and Fees: Breakdown of all costs associated with the mortgage assumption

5. Appendix A - Required Documents: List of all documents required for the assumption process

6. Appendix B - Regulatory Disclosures: Mandatory disclosures required under Irish consumer protection and banking regulations