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1. Security: Include when the repayment is secured against specific assets or requires guarantees

2. Early Repayment: Include when early repayment options are available, specifying any associated terms or penalties

3. Insurance Requirements: Include when specific insurance must be maintained during the repayment period

4. Third-Party Guarantors: Include when a guarantor is involved in securing the repayment

5. Variation of Terms: Include when there's a need to specify conditions under which terms can be modified

6. Assignment: Include when either party needs the right to assign the agreement to another party

7. Force Majeure: Include when circumstances beyond control affecting repayment need to be addressed

8. Data Protection: Include when personal data processing needs specific attention beyond standard requirements

1. Schedule 1 - Repayment Schedule: Detailed breakdown of payment dates, amounts, and running balance

2. Schedule 2 - Interest Calculation: Methodology and examples of interest calculations if applicable

3. Schedule 3 - Security Details: Detailed description of any security or collateral provided

4. Appendix A - Payment Methods: Detailed information about accepted payment methods and processing

5. Appendix B - Contact Details: List of relevant contact points for both parties including for default notifications

6. Appendix C - Required Forms: Any standard forms required for payment processing or communications