The Credit Facility Agreement is a fundamental financing document used when a lender (typically a bank or financial institution) agrees to provide credit to a borrower in Malta. It serves as the primary document governing the lending relationship, detailing crucial elements such as facility limits, drawdown mechanisms, interest calculations, repayment schedules, and security requirements. The agreement must comply with Maltese banking laws and financial services regulations, including the Banking Act and Financial Institutions Act. It's particularly important for business financing, property acquisition, and working capital facilities. The document includes comprehensive provisions for events of default, enforcement mechanisms, and remedies available under Maltese law, making it essential for both secured and unsecured lending transactions.
Credit Facility Agreement for Malta
Create a bespoke document in minutes, or upload and review your own.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Key Requirements PROMPT example:
Credit Facility Agreement
"I need a Credit Facility Agreement for a 鈧5 million secured loan to be provided by Bank of Malta plc to a real estate development company, with the property under development serving as collateral and a personal guarantee from the company director."
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender(s) and borrower(s) with full legal names and addresses
2. Background: Context of the facility and purpose of the loan
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. The Facility: Details of the credit facility including amount, purpose, and availability
5. Conditions Precedent: Conditions that must be satisfied before drawdown
6. Drawdown: Procedures and requirements for drawing down the facility
7. Interest: Interest rate, calculation methods, and payment provisions
8. Repayment: Terms for repayment of the facility
9. Prepayment: Provisions for early repayment and any associated fees
10. Representations and Warranties: Statements of fact and assurances given by the borrower
11. Covenants: Positive and negative obligations of the borrower
12. Events of Default: Circumstances constituting default and consequences
13. Changes to Parties: Rules for assignment and transfer of rights/obligations
14. Payments: Payment mechanics, currency, and set-off rights
15. Notices: Communication methods and contact details
16. Calculations and Certificates: Rules for calculations and evidential value of certificates
17. General Provisions: Miscellaneous legal provisions including severability and amendments
18. Governing Law and Jurisdiction: Maltese law as governing law and jurisdiction provisions
1. Security: Required when the facility is secured by specific assets or guarantees
2. Guarantee: Used when there are third-party guarantors for the facility
3. Agent and Security Trustee Provisions: Required for syndicated facilities with multiple lenders
4. Tax Provisions: Detailed tax provisions when cross-border elements exist
5. Increased Costs: Provisions for regulatory changes affecting lender's costs
6. Market Disruption: Provisions for handling market disruption events
7. Multiple Borrowers: Additional provisions for facilities with multiple borrowers
8. Currency Provisions: Required for multi-currency facilities
1. Schedule 1 - Conditions Precedent: Detailed list of required documents and conditions
2. Schedule 2 - Drawdown Request Form: Form for requesting drawdown of the facility
3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts
4. Schedule 4 - Security Documents: List and copies of security documents if applicable
5. Schedule 5 - Fee Schedule: Detailed breakdown of all applicable fees
6. Schedule 6 - Calculation of Interest Rate: Detailed methodology for interest calculation
7. Schedule 7 - Form of Transfer Certificate: Standard form for transferring interests in the facility
8. Appendix A - Contact Details: Detailed contact information for all parties
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking
Financial Services
Real Estate
Manufacturing
Retail
Healthcare
Technology
Construction
Hospitality
Energy
Transport and Logistics
Agriculture
Professional Services
Education
Relevant Teams
Legal
Finance
Treasury
Credit
Risk Management
Compliance
Corporate Banking
Commercial Banking
Documentation
Operations
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Banking Manager
Credit Manager
Risk Manager
Compliance Officer
Treasury Manager
Financial Controller
Company Secretary
Relationship Manager
Credit Analyst
Legal Director
Banking Officer
Finance Manager
Find the exact document you need
Legal Loan Contract
A Maltese law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Loan To Family Member Agreement
A Maltese law-governed agreement formalizing loan arrangements between family members, including terms, repayment schedules, and family-specific considerations.
find out more
Overagreement
A Malta-governed master agreement establishing framework terms for future specific agreements between parties.
find out more
Inter Corporate Loan Agreement
A Maltese law-governed agreement establishing loan terms between corporate entities, including financial conditions, security arrangements, and enforcement mechanisms.
find out more
Contract For Land Purchase
A Maltese law-governed contract documenting terms and conditions for land purchase, requiring notarial execution and compliance with local property transfer regulations.
find out more
Facility Agreement
A Maltese law-governed agreement establishing terms and conditions for providing financial facilities between lender(s) and borrower(s).
find out more
Loan Facility Letter
A Maltese law-governed document outlining terms and conditions of a loan facility, issued by a financial institution to a borrower.
find out more
Deed Of Loan Agreement
A formal deed under Maltese law documenting a loan agreement between parties, including loan terms, conditions, and security arrangements.
find out more
Securities Lending Agreement
A Maltese law-governed agreement setting out terms for securities lending transactions, incorporating both local and EU regulatory requirements.
find out more
Mortgage Agreement
A Maltese law-governed agreement creating a security interest over real property to secure a loan, detailing terms of the mortgage and obligations of all parties.
find out more
Loan Agreement Without Interest
A Maltese law-governed interest-free loan agreement establishing terms for loan disbursement, repayment, and borrower obligations.
find out more
Debt Agreement Letter
A legally binding debt acknowledgment and repayment agreement document governed by Maltese law, outlining terms and conditions for debt settlement.
find out more
Business To Business Loan Agreement
A Maltese law-governed agreement establishing terms and conditions for a business-to-business loan, including loan amount, interest, repayment terms, and security arrangements.
find out more
Director Loan Agreement
A Maltese law-governed agreement establishing terms for a loan from a director to their company, including loan amount, interest, and repayment terms.
find out more
Vehicle Loan Agreement
A Maltese law-governed agreement between a lender and borrower for vehicle purchase financing, detailing loan terms and security arrangements.
find out more
Loan Contract With Collateral
A Maltese law-governed agreement establishing terms for a secured loan facility with detailed collateral arrangements and security provisions.
find out more
Revolving Agreement
A Maltese law-governed agreement establishing a revolving credit facility with drawdown and repayment mechanisms, including security and compliance provisions.
find out more
Non Interest Bearing Loan Agreement
A Maltese law-governed agreement for interest-free lending, establishing loan terms and repayment conditions while ensuring compliance with local legal requirements.
find out more
Personal Loan Contract Between Friends
A Maltese law-governed contract documenting terms and conditions of a personal loan between friends, including loan amount, repayment terms, and mutual obligations.
find out more
Loan Agreement Between Parent Company And Subsidiary
A Maltese law-governed loan agreement establishing terms for financial arrangements between a parent company and its subsidiary, ensuring compliance with local and EU regulations.
find out more
Credit Facility Agreement
A Maltese law-governed agreement establishing terms for credit provision between lender and borrower, compliant with Maltese banking regulations.
find out more
Repayment Contract
A Maltese law agreement establishing terms for debt repayment, including payment schedule, interest, and enforcement provisions.
find out more
Loan Personal Guarantee Form
A Maltese law-governed document establishing a personal guarantee for a loan, creating a binding commitment for the guarantor to fulfill the borrower's obligations upon default.
find out more
Loan Receipt Agreement
A Maltese law-governed agreement documenting loan terms, conditions, and repayment obligations between lender and borrower.
find out more
Loan Agreement And Promissory Note
A Maltese law-governed agreement combining loan terms with a promissory note, establishing lending conditions and repayment obligations within Malta's legal framework.
find out more
Debt Agreement
A Maltese law-governed agreement establishing terms and conditions for a debt obligation between lender and borrower, including repayment terms and security arrangements.
find out more
Loan Extension Agreement
A Maltese law-governed agreement that extends the term of an existing loan and modifies related terms while maintaining security arrangements.
find out more
Loan Contract
A Maltese law-governed agreement establishing terms for providing and repaying a loan, including interest rates, security, and enforcement provisions.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)