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1. Broker/Agent Details: Required when insurance is arranged through an intermediary, specifying their role and authority

2. Takaful Provisions: Required for Islamic insurance arrangements, including relevant Shariah compliance statements

3. Group Policy Provisions: Required when the agreement covers a group rather than an individual

4. Territorial Limits: Required when coverage extends beyond Malaysia or has specific geographical restrictions

5. Currency Provisions: Required when premiums or claims may be paid in multiple currencies

6. Sanctions Clause: Required for international coverage or when dealing with foreign entities

1. Schedule of Coverage: Detailed breakdown of specific risks, items, or persons covered under the agreement

2. Schedule of Premiums: Detailed premium calculation methodology and payment schedule

3. Schedule of Exclusions: Specific list of excluded risks or circumstances

4. Claims Documentation Requirements: List of required documents and procedures for claims processing

5. Declaration Form: Standard form for the insured to declare relevant information

6. Broker/Agent Authorization: Documentation of intermediary's authority and scope of representation