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1. Guarantee: Required when there is a guarantor securing the loan obligations

2. Islamic Banking Provisions: Required for Shariah-compliant financing structures

3. Security Trustee: Needed when there are multiple lenders requiring a security trustee arrangement

4. Additional Security: Required when other assets besides the primary property are being charged

5. Construction Provisions: Needed when the loan is for property under construction

6. Variation of Terms: Required when the agreement amends an existing facility

7. Cross-Default: Optional provisions linking defaults under other facilities

8. Foreign Currency Provisions: Required when the loan is in a currency other than Malaysian Ringgit

1. Property Details: Legal description of the mortgaged property including title particulars

2. Repayment Schedule: Detailed payment schedule showing installment amounts and dates

3. Conditions Precedent: List of documents and conditions required before drawdown

4. Form of Drawdown Notice: Template for requesting disbursement of the loan

5. Fees and Charges: Detailed breakdown of all applicable fees and charges

6. Insurance Requirements: Specific insurance requirements and minimum coverage

7. Standard Form Charge/Mortgage: The statutory form of charge/mortgage under the National Land Code

8. Power of Attorney: Form of power of attorney in favor of the lender for security enforcement