Document background
The Unregulated Credit Agreement under Dutch law serves as a fundamental document for commercial lending arrangements between sophisticated parties, typically involving corporate entities, financial institutions, or high-net-worth individuals. This agreement is specifically designed for credit facilities that fall outside the scope of consumer credit regulations and other retail lending requirements. It is commonly used for corporate financing, project finance, acquisition finance, or other commercial lending purposes where the borrower does not require regulatory protections afforded to consumers. The document incorporates essential provisions required under Dutch civil law while providing flexibility to accommodate complex commercial arrangements, including detailed financial terms, security structures, and covenant packages tailored to specific transactions.
