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1. Security: Required if the loan is secured against any assets, detailing the security arrangement

2. Guarantee: Required if there are guarantors to the loan, setting out guarantee terms

3. Insurance: Required if specific insurance must be maintained over secured assets or the Borrower's life

4. Early Repayment: Optional section detailing terms for early repayment and any associated fees

5. Assignment and Transfer: Required if either party may assign their rights under the agreement

6. Financial Covenants: Required for business loans where specific financial ratios must be maintained

7. Privacy and Information Sharing: Optional detailed section about handling of personal information

1. Schedule 1 - Loan Details: Key commercial terms including loan amount, interest rate, term, and payment details

2. Schedule 2 - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

3. Schedule 3 - Security Details: Description of any secured assets and their valuation (if applicable)

4. Schedule 4 - Special Conditions: Any special terms or conditions specific to this loan

5. Schedule 5 - Direct Debit Authority: Form for setting up automatic payments

6. Appendix A - Disclosure Statement: Initial disclosure statement required under the CCCFA

7. Appendix B - Guarantor Acknowledgment: Required documentation from guarantors if applicable