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1. Security Arrangements: Include when the loan is secured by collateral, detailing the security structure and enforcement rights

2. Guarantor Provisions: Include when there is a guarantor for the loan, specifying guarantor obligations and rights

3. Insurance Requirements: Include when specific insurance coverage is required for the loan or collateral

4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

5. Electronic Execution: Include when the agreement may be executed electronically under the E-Commerce Act

6. Tax Provisions: Include when specific tax considerations need to be addressed

7. Account Maintenance: Include when the borrower is required to maintain specific accounts with the lender

8. Financial Covenants: Include for business loans requiring specific financial metrics to be maintained

1. Schedule 1 - Loan Terms Sheet: Detailed breakdown of loan amount, interest rates, fees, and payment schedule

2. Schedule 2 - Drawdown Notice: Form of drawdown request to be used by the borrower

3. Schedule 3 - Repayment Schedule: Amortization table showing payment dates and amounts

4. Schedule 4 - Security Details: Description of any collateral or security arrangements

5. Schedule 5 - Conditions Precedent: List of documents and conditions required before loan disbursement

6. Schedule 6 - Truth in Lending Act Disclosure: Mandatory disclosure statement as required by Philippine law

7. Appendix A - Required Forms: Standard forms for notices, certificates, and other communications

8. Appendix B - Compliance Certificates: Templates for periodic compliance certifications if required