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1. Collateral: Description of any security or collateral provided for the loan, used when the note is secured by specific assets

2. Acceleration Clause: Conditions under which the entire amount becomes immediately due and payable, included when higher security is needed

3. Late Payment Penalties: Specific penalties or additional charges for late payments, optional but commonly included for better enforcement

4. Prepayment Terms: Terms regarding early payment of the debt, included when early payment is anticipated or needs to be regulated

5. Co-Maker Provision: Terms relating to co-makers or guarantors, included when there are additional parties guaranteeing the debt

6. Attorney's Fees: Provision for payment of attorney's fees in case of legal action for collection, included for additional security

1. Payment Schedule: Detailed breakdown of payment dates and amounts if the note involves installment payments

2. Collateral Description: Detailed description of any collateral securing the note, including serial numbers, locations, or other identifying information

3. Amortization Table: Table showing the breakdown of each payment into principal and interest portions, if applicable