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The Credit Card Cancellation Letter is a crucial document used in Pakistan when a cardholder wishes to formally terminate their credit card agreement with their issuing bank. This document is essential under Pakistani banking regulations and must comply with requirements set by the State Bank of Pakistan and various consumer protection laws. It serves as official documentation of the cancellation request and helps protect both parties' interests. The letter should include specific details such as the cardholder's information, credit card details, current account status, and explicit cancellation instructions. It's particularly important in Pakistan's banking system where formal written communications are required for significant account changes and where maintaining proper documentation is crucial for both regulatory compliance and customer protection.

1. Sender's Details: Full name, address, contact information, and customer ID/reference number of the cardholder

2. Bank's Details: Name and address of the bank/credit card issuer, department, and any specific routing information

3. Credit Card Information: Credit card number (last 4 digits only), type of card, and account details

4. Cancellation Request: Clear statement of intention to cancel the credit card

5. Account Status Declaration: Statement about the current balance and payment status of the card

6. Action Requirements: Specific requests such as confirmation of cancellation and final statement

7. Signature and Date: Physical or digital signature of the cardholder and date of the letter