The Loan Against Lease Agreement is a crucial financing document used in Pakistan when businesses or individuals seek to leverage their existing lease rights to obtain financing. This agreement type is particularly relevant in commercial real estate, industrial, and retail sectors where valuable lease rights can serve as collateral. The document establishes the relationship between the loan facility and the underlying lease, detailing how the lease rights serve as security while ensuring compliance with Pakistani banking regulations, property laws, and registration requirements. It includes comprehensive provisions covering loan terms, security creation, covenant packages, and enforcement mechanisms, making it essential for both financial institutions and businesses engaged in lease-based financing structures. The agreement must address specific requirements under Pakistani law regarding security creation over lease rights and incorporate necessary provisions for enforceability.
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies all parties to the agreement including the lender, borrower, and any guarantors
2. Background: Sets out the context of the agreement, including details of the existing lease and the purpose of the loan
3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation rules
4. Loan Amount and Purpose: Specifies the loan amount, purpose, and any conditions precedent to drawdown
5. Security Creation: Details how the lease rights are assigned/charged as security for the loan
6. Representations and Warranties: Standard and transaction-specific representations and warranties from the borrower
7. Covenants: Positive and negative obligations of the borrower regarding the loan and lease
8. Events of Default: Lists circumstances that constitute default and their consequences
9. Payment Terms: Details of repayment schedule, interest calculations, and payment mechanics
10. Security Enforcement: Procedures for enforcing security over the lease in case of default
11. Assignment and Transfer: Rules regarding transfer of rights under the agreement
12. Notices: Communication procedures between parties
13. Governing Law and Jurisdiction: Confirms Pakistani law as governing law and specifies jurisdiction for disputes
14. Miscellaneous: Standard boilerplate provisions including severability, amendments, etc.
1. Guarantee Provisions: Required when there is a guarantor providing additional security for the loan
2. Insurance: Required when specific insurance requirements are imposed on the leased property
3. Step-In Rights: Optional provisions allowing lender to take over lease obligations in case of default
4. Tax Provisions: Detailed tax provisions required when complex tax implications exist
5. Islamic Banking Provisions: Required when the loan needs to be Shariah-compliant
6. Multiple Lenders: Required when there is more than one lender, including syndication provisions
1. Schedule 1 - Lease Details: Copy or key details of the underlying lease agreement
2. Schedule 2 - Property Description: Detailed description of the leased property/assets
3. Schedule 3 - Repayment Schedule: Detailed breakdown of loan repayment dates and amounts
4. Schedule 4 - Conditions Precedent: List of all documents and conditions required before loan drawdown
5. Schedule 5 - Form of Notices: Standard form notices for key communications
6. Schedule 6 - Security Documents: List and copies of all security documents
7. Appendix A - Calculation of Interest: Detailed methodology for interest calculation
8. Appendix B - Form of Drawdown Request: Standard form for requesting loan disbursement
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Real Estate
Commercial Property
Industrial Manufacturing
Retail
Logistics and Warehousing
Healthcare
Hospitality
Information Technology
Agriculture
Relevant Teams
Legal
Finance
Treasury
Risk Management
Compliance
Real Estate
Corporate Finance
Credit Administration
Facilities Management
Operations
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Banking Relationship Manager
Credit Risk Manager
Property Manager
Compliance Officer
Treasury Manager
Real Estate Manager
Facilities Manager
Corporate Finance Manager
Islamic Banking Advisor
Security Trustee
Contract Administrator
Financial Controller
Find the exact document you need
Personal Loan Form
A standardized Pakistani personal loan agreement template compliant with local banking regulations and financial laws, used for documenting loans between financial institutions and individual borrowers.
find out more
Loan Form
A Pakistani law-compliant loan agreement template establishing terms and conditions for lending relationships, including key financial and legal provisions.
find out more
Money Loan Contract
A Pakistani law-governed agreement establishing terms and conditions for a monetary loan between lender and borrower, compliant with local banking and financial regulations.
find out more
Agreement To Repay Debt
A legally binding debt repayment agreement under Pakistani law that outlines terms, conditions, and obligations between creditor and debtor.
find out more
Unsecured Personal Loan Agreement
A Pakistani law-governed agreement establishing terms and conditions for an unsecured personal loan, including loan amount, repayment terms, and enforcement mechanisms.
find out more
Simple Mortgage Agreement
A Pakistani law-compliant agreement creating a mortgage charge on property as loan security, without transferring possession, subject to the Transfer of Property Act 1882.
find out more
Facility Agreement Loan
A Pakistani law-governed agreement establishing terms and conditions for a loan facility between lender and borrower, including facility details, security arrangements, and regulatory compliance requirements.
find out more
Acknowledgement Of Debt Agreement
A legal document under Pakistani law where a debtor formally acknowledges their debt obligation to a creditor, including repayment terms and conditions.
find out more
Debt Payment Agreement
A Pakistani law-governed agreement establishing debt repayment terms between creditor and debtor, including payment schedule, interest rates, and enforcement provisions.
find out more
Overagreement
A Pakistani law-governed master agreement establishing framework terms for multiple underlying agreements between parties, incorporating local statutory requirements and Islamic commercial principles.
find out more
Credit Terms Agreement
A Pakistani law-governed agreement establishing credit facility terms between a financial institution and borrower, including credit limits, interest rates, and repayment conditions.
find out more
Subordinated Loan Agreement
A Pakistani law-governed agreement establishing terms for a subordinated loan facility, detailing debt subordination, repayment terms, and regulatory compliance requirements.
find out more
Interest Loan Agreement
A Pakistani law-governed agreement establishing terms for an interest-bearing loan, including amount, interest, repayment schedule, and security arrangements.
find out more
Loan Participation Agreement
A Pakistani law-governed agreement enabling banks to sell portions of loans to other financial institutions while maintaining the original lending relationship.
find out more
Student Loan Agreement
A Pakistani law-governed agreement establishing terms for educational financing between a financial institution and student, incorporating both conventional and Islamic banking options.
find out more
Personal Loan Receipt
A legally binding document under Pakistani law that acknowledges and records the terms of a personal loan between parties, including loan amount, repayment terms, and party details.
find out more
Money Agreement Between Two Parties
A Pakistani law-governed agreement establishing terms and conditions for monetary transactions between two parties, including loan terms, repayment conditions, and enforcement mechanisms.
find out more
Loan Agreement With Guarantor
A Pakistani law-governed agreement establishing a loan arrangement between lender and borrower, secured by a third-party guarantor's guarantee.
find out more
Investment Loan Contract
A Pakistani law-governed agreement establishing terms and conditions for an investment loan, including loan amount, interest, security, and regulatory compliance requirements.
find out more
Domestic Helper Loan Agreement
A Pakistani law-governed agreement establishing terms for an employer-provided loan to a domestic helper, including repayment terms and employment considerations.
find out more
Device Loan Agreement
A Pakistani law-governed agreement establishing terms for temporary device loans between parties, including usage rights, maintenance, and return conditions.
find out more
Loan Agreement Term Sheet
A preliminary document under Pakistani law that outlines the key commercial and legal terms of a proposed loan facility, serving as the foundation for detailed loan documentation.
find out more
Mortgage Agreement
A Pakistani law-governed agreement creating a security interest in real property to secure a loan, detailing mortgage terms and obligations between lender and borrower.
find out more
Loan Surety Agreement
A Pakistani law-governed agreement where a surety guarantees a borrower's loan obligations to a lender, establishing terms and enforcement rights.
find out more
Loan Promissory Note
A legally binding promise to repay a loan under Pakistani law, documenting the terms of borrowing and repayment obligations between parties.
find out more
Loan Guarantee Agreement
A Pakistani law-governed agreement where a guarantor assumes responsibility for a borrower's financial obligations to a lender.
find out more
Loan Conversion Agreement
A Pakistani law-governed agreement that establishes the terms and process for converting an existing loan into equity shares or another form of debt instrument.
find out more
Loan Commitment Agreement
A Pakistani law-governed agreement establishing terms for a financial institution's commitment to provide loan facilities, incorporating local banking regulations and financing requirements.
find out more
Lender And Borrower Agreement
A Pakistani law-governed agreement establishing loan terms between lender and borrower, compliant with local banking regulations and financial laws.
find out more
Home Loan Agreement
A Pakistani law-governed agreement establishing terms and conditions for a home loan, including loan amount, interest, repayment terms, and property security arrangements.
find out more
Friends And Family Loan Agreement
A Pakistan-compliant loan agreement template for formalized lending between friends and family members, incorporating both civil law and Islamic financial principles.
find out more
Finance Agreement
A Pakistani law-governed agreement establishing terms and conditions for financial facilities between lender and borrower, incorporating local banking regulations and financial requirements.
find out more
Forbearance Agreement Commercial Loan
A Pakistani law agreement where a lender temporarily refrains from exercising enforcement rights against a defaulting commercial borrower, subject to specific conditions and modified loan terms.
find out more
Business Loan Contract
A Pakistani law-governed agreement establishing terms for a business loan between a financial institution and a business entity.
find out more
Loan Against Lease Agreement
A Pakistani law-governed agreement establishing terms for a loan facility secured against lease rights, including security creation, repayment terms, and enforcement provisions.
find out more
Agreement For Mortgage Of Property
A Pakistani law-governed agreement creating a security interest in real property to secure a loan, detailing mortgage terms and obligations under local property and banking regulations.
find out more
Car Loan Contract Between Friends
A legally compliant car loan agreement template for use between friends in Pakistan, combining formal loan requirements with friendly arrangement terms.
find out more
Title Loan Agreement
A Pakistani law-governed agreement for a loan secured against a vehicle title, detailing lending terms and security arrangements.
find out more
On Demand Loan Agreement
Pakistani law-governed agreement establishing terms for an on-demand loan facility, including loan amount, interest, security, and repayment provisions.
find out more
Payday Loan Agreement
A Pakistani law-governed agreement establishing terms for a short-term loan tied to the borrower's paycheck, including loan amount, interest, and repayment terms.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)