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Redeemable Deed

Redeemable Deed Template for Pakistan

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Key Requirements PROMPT example:

Redeemable Deed

"I need a Redeemable Deed for a commercial property in Lahore valued at PKR 50 million, with a 2-year redemption period starting March 2025, including provisions for monthly partial redemption payments and continued commercial use by the transferor."

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Document background
The Redeemable Deed is a crucial legal instrument in Pakistani property law, typically used when a property owner needs to secure financing while retaining the right to reclaim their property. This document type is commonly employed in situations where traditional mortgage arrangements may not be suitable or preferred. The deed must comply with the Transfer of Property Act 1882 and other relevant Pakistani legislation, including specific requirements for registration and stamp duty. A Redeemable Deed contains detailed provisions regarding the property description, transfer terms, redemption conditions, payment schedules, and management rights during the redemption period. It's particularly useful in commercial transactions, agricultural property dealings, and situations where parties prefer a more flexible security arrangement than conventional mortgages.
Suggested Sections

1. Parties: Identification of the Transferor (who retains redemption rights) and Transferee, including full legal names, addresses, and capacity to contract

2. Background: Context of the transaction, relationship between parties, and purpose of the deed

3. Definitions: Key terms used throughout the deed, including 'Redemption Period', 'Property', 'Redemption Amount'

4. Transfer and Consideration: Details of the property transfer and the consideration amount paid

5. Redemption Rights: Specific terms and conditions under which the property can be redeemed, including the redemption period and process

6. Payment Terms: Structure and method of payment for redemption, including any interest calculations

7. Property Possession and Management: Rights and responsibilities regarding property possession and management during the redemption period

8. Representations and Warranties: Standard declarations about property title, authority to transfer, and absence of encumbrances

9. Default and Remedies: Consequences of default in payment or breach of deed terms

10. Registration and Stamp Duty: Provisions regarding deed registration and payment of applicable stamp duty

11. Governing Law: Confirmation that the deed is governed by Pakistani law

12. Execution: Formal execution block for signatures, witnesses, and attestation

Optional Sections

1. Insurance: Requirements for property insurance during the redemption period, used when the property value is significant or there are specific risks to be covered

2. Third Party Rights: Provisions regarding rights of third parties, used when there are existing tenants or other stakeholders

3. Maintenance Obligations: Specific maintenance requirements during the redemption period, used for properties requiring significant upkeep

4. Transfer Restrictions: Limitations on further transfer of the property, used when parties want to restrict property dealings during the redemption period

5. Tax Provisions: Allocation of tax responsibilities, used when there are significant tax implications

6. Force Majeure: Provisions for unforeseen circumstances affecting redemption, used in long-term redemption arrangements

7. Dispute Resolution: Alternative dispute resolution mechanisms, used when parties prefer specific dispute resolution methods

Suggested Schedules

1. Property Description: Detailed description of the property including boundaries, measurements, and registration details

2. Payment Schedule: Detailed breakdown of payment terms, installments, and interest calculations if applicable

3. Title Documents: List of title documents and their copies

4. Encumbrances: List of existing encumbrances, charges, or liens on the property

5. Completion Requirements: Checklist of documents and actions required for redemption completion

6. Property Condition Report: Detailed description of property condition at the time of transfer

Authors

Alex Denne

Head of Growth (Open Source Law) @ tiktok³ÉÈË°æ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions






























Clauses






























Relevant Industries

Real Estate

Banking

Financial Services

Construction

Agriculture

Commercial Property

Industrial Property

Legal Services

Property Development

Mortgage Finance

Relevant Teams

Legal

Real Estate

Property Management

Compliance

Risk Management

Corporate Finance

Documentation

Operations

Commercial Banking

Title Research

Relevant Roles

Legal Counsel

Property Lawyer

Real Estate Manager

Mortgage Officer

Property Registration Officer

Legal Documentation Specialist

Compliance Officer

Real Estate Agent

Property Valuation Expert

Banking Manager

Property Rights Specialist

Title Research Officer

Deed Administrator

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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