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1. Additional Security: Required when new collateral or guarantees are being provided as part of the forbearance arrangement

2. Fee and Cost Provisions: Include when there are specific fees or costs associated with the forbearance that need to be documented

3. Shariah Compliance Declaration: Include when specifically required by the financial institution or when the agreement needs explicit confirmation of Shariah compliance

4. Restructuring Terms: Include when the forbearance includes debt restructuring beyond simple payment deferral

5. Third Party Consents: Required when other parties' consents (such as guarantors or security providers) are necessary for the forbearance

6. Regulatory Compliance: Include when specific SAMA regulations need to be addressed or acknowledged

1. Schedule 1 - Original Loan Details: Details of the original loan agreement including date, amount, and key terms

2. Schedule 2 - Current Outstanding Amount: Detailed breakdown of the current debt including principal, profit, and any other charges

3. Schedule 3 - Revised Payment Schedule: New payment schedule agreed under the forbearance terms

4. Schedule 4 - Additional Security Details: Description of any new security or guarantees provided

5. Schedule 5 - Conditions Precedent Documents: List of documents and conditions required before forbearance becomes effective

6. Appendix A - Form of Compliance Certificate: Template for periodic compliance certification by the borrower

7. Appendix B - Form of Payment Confirmation: Standard form for confirming payments made under the forbearance agreement