The Partial Payment Agreement For House And Lot is a crucial document in Singapore's real estate transactions where buyers opt for installment-based property purchases. This agreement is particularly relevant in scenarios where full upfront payment isn't feasible or desired. It must comply with Singapore's strict property laws and regulations, including HDB guidelines where applicable. The document typically includes detailed payment schedules, property specifications, default provisions, and meets requirements set by the Monetary Authority of Singapore regarding property financing. It's especially important for both local and foreign buyers, as it provides legal protection for all parties involved in the transaction.
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1. Parties: Details of buyer, seller, and any other relevant parties to the agreement
2. Background: Context of the agreement and general property details
3. Definitions: Key terms used throughout the agreement including property-specific terminology
4. Property Description: Detailed description of the house and lot including address, boundaries, and specifications
5. Purchase Price: Total purchase price and breakdown of payment components
6. Payment Terms: Schedule of payments, installment amounts, and payment due dates
7. Default Provisions: Consequences and remedies in case of payment default
8. Completion: Requirements and conditions for completion of the sale
9. Representations and Warranties: Statements and guarantees made by both parties regarding the property and transaction
10. Governing Law: Specification of Singapore law as governing law and jurisdiction
1. Mortgage Provisions: Terms and conditions related to bank financing and mortgage requirements
2. Agent Provisions: Commission structure and responsibilities of real estate agents involved
3. Foreign Ownership Clause: Special requirements and restrictions for non-Singapore citizen buyers
4. Property Management: Arrangements for property management during the payment period
5. Insurance Requirements: Property insurance obligations during the payment period
1. Schedule A - Property Details: Detailed property specifications, floor plans, and lot boundaries
2. Schedule B - Payment Schedule: Detailed breakdown of payment installments with specific dates and amounts
3. Schedule C - Property Documentation: Copies of title deeds, certificates, and other relevant property documents
4. Appendix 1 - Property Photos: Current photographs and documentation of property condition
5. Appendix 2 - Bank Details: Payment account information and banking instructions
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