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The Promissory Note Mortgage is a crucial document in Singapore's property financing landscape, used when a borrower needs to secure a loan with real property while providing a clear commitment to repay. This document is particularly important as it offers dual protection to lenders through both a direct promise to pay and a security interest in the property. It must be properly executed and registered with the Singapore Land Authority to be effective, and typically includes detailed terms about the loan amount, interest rates, repayment schedule, and the specific property being mortgaged. The document's format and content must comply with Singapore's strict property and banking regulations.

1. Parties: Identification of mortgagor and mortgagee with full legal details

2. Background: Context of the loan and security arrangement

3. Definitions: Key terms used throughout the document

4. Promise to Pay: Principal terms of repayment, including amount, interest rate, and payment schedule

5. Security Details: Description of mortgaged property and nature of security interest

6. Covenants: Mortgagor's obligations regarding property maintenance and insurance

7. Default Provisions: Consequences of default and remedies available

8. Execution: Signing requirements and attestation