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Subrogation Agreement
"Need a Subrogation Agreement under Singapore law for an insurance claim related to flood damage at our warehouse, where our insurer (ABC Insurance) paid out SGD 500,000 in March 2025 and now needs to pursue recovery against the building management company."
1. Parties: Identifies and defines the parties to the agreement (insurer and insured)
2. Background: Sets out the context, including details of the original claim, insurance policy, and circumstances leading to subrogation
3. Definitions: Defines key terms including 'Claim', 'Insurance Policy', 'Recovery Rights', 'Subrogated Rights'
4. Grant of Subrogation Rights: Details the transfer of rights from insured to insurer, including scope and nature of rights being transferred
5. Scope of Rights: Specifies extent and limitations of subrogated rights, including any reservations or exceptions
6. Obligations of the Parties: Lists duties and responsibilities including cooperation in recovery actions and document provision
7. Representations and Warranties: Statements regarding authority to transfer rights and validity of claims
8. Governing Law and Jurisdiction: Specifies Singapore law as governing law and jurisdiction for disputes
1. Cooperation Clause: Details specific requirements for cooperation between parties in pursuing claims against third parties
2. Costs and Expenses: Provisions for allocation and handling of costs related to recovery actions
3. Confidentiality: Provisions for handling confidential information and documents
4. Further Assurance: Commitment to execute additional documents or take further actions if needed
1. Schedule 1 - Insurance Policies: Details of relevant insurance policies including policy numbers, coverage, and terms
2. Schedule 2 - Schedule of Claims: Comprehensive list of claims being subrogated including dates, amounts, and circumstances
3. Schedule 3 - Supporting Documents: List of all relevant documentation supporting the subrogation claim
4. Appendix A - Power of Attorney: Form of power of attorney for legal proceedings if required
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