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Truth in Lending Act (TILA): Federal law that requires clear disclosure of lending terms and costs to protect consumers in credit transactions

Fair Credit Reporting Act (FCRA): Regulates the collection, dissemination, and use of consumer credit information

Bank Secrecy Act (BSA): Requires financial institutions to assist government agencies in detecting and preventing money laundering

Uniform Commercial Code (UCC): Standardizes business laws across states, particularly relevant for banking transactions and secured interests

E-SIGN Act: Ensures the legal validity of electronic signatures and records in banking and commerce

Consumer Financial Protection Bureau Regulations: Federal agency rules protecting consumers in financial transactions and banking relationships

Fair Debt Collection Practices Act (FDCPA): Eliminates abusive debt collection practices and ensures consistent consumer protection in debt collection

Consumer Credit Protection Act: Comprehensive legislation governing consumer credit transactions and protecting consumer rights

Gramm-Leach-Bliley Act (GLBA): Requires financial institutions to explain their information-sharing practices and protect sensitive data

Right to Financial Privacy Act: Establishes specific procedures for government access to financial records, protecting customer privacy

State Banking Regulations: State-specific rules governing banking operations and transactions within individual states

Federal Reserve Board Regulations: Central bank rules governing monetary policy and banking operations

FDIC Requirements: Deposit insurance and banking operation standards set by the Federal Deposit Insurance Corporation

OCC Guidelines: Office of the Comptroller of the Currency standards for national bank operations and customer protection