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Bank Secrecy Act (BSA): Federal law requiring financial institutions to maintain records and file reports to assist government agencies in detecting and preventing money laundering. Must be considered when establishing new bank signatories.

USA PATRIOT Act: Federal legislation that includes specific requirements for identity verification when adding new signatories to bank accounts. Section 326 specifically deals with identity verification procedures.

Federal Reserve Regulations: Regulations governing signature authority and banking operations, including requirements for proper documentation and verification of authorized signatories.

State Corporate Laws: State-specific regulations governing corporate operations, including requirements for board resolutions and corporate authority. Varies by state of incorporation.

State Banking Regulations: State-specific banking rules that may affect how authorized signatories are added to bank accounts and what documentation is required.

Articles of Incorporation: Company's founding document that may contain specific requirements about who can be designated as bank signatories and how such decisions must be approved.

Corporate Bylaws: Internal company rules that often specify procedures for appointing authorized signatories and requirements for board resolutions.

SEC Requirements: For publicly traded companies, Securities and Exchange Commission regulations may require specific disclosures or procedures when changing authorized signatories.

KYC Requirements: Know Your Customer regulations requiring banks to verify the identity and suitability of new signatories, including background checks and documentation.

Sarbanes-Oxley Act: For applicable companies, SOX requirements regarding internal controls and financial reporting authority must be considered when adding bank signatories.

FDIC Regulations: Federal Deposit Insurance Corporation rules that may affect how authorized signatories are designated and documented in banking relationships.