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Uniform Commercial Code (UCC): Primary legislation governing sales and secured transactions through Article 2 (Sales) and Article 9 (Secured Transactions). Critical for title retention and security interests in conditional sales.

Federal Trade Commission (FTC) Regulations: Federal regulations governing consumer protection, including mandatory disclosure requirements and cooling-off period rules for certain transactions.

Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and protecting consumers in transactions involving consumer credit arrangements.

State-Specific Laws: Various state-level legislation including consumer protection statutes and retail installment sales acts that may impose additional requirements on conditional sales.

Magnuson-Moss Warranty Act: Federal law governing warranty terms and requiring specific warranty disclosures for consumer goods.

Fair Credit Reporting Act: Federal legislation regulating the collection, dissemination, and use of consumer credit information, particularly relevant if credit checks are part of the sales process.

Equal Credit Opportunity Act: Federal law prohibiting discrimination in credit transactions and establishing requirements for fair lending practices.

Electronic Signatures in Global and National Commerce Act: Federal law establishing the legal validity of electronic signatures and records, relevant for agreements executed electronically.