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Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering. Includes requirements for reporting and record keeping.

USA PATRIOT Act: Federal legislation that strengthens customer identification requirements and anti-money laundering measures for financial institutions, particularly Section 326 regarding customer identification programs.

Electronic Fund Transfer Act (EFTA): Federal law that provides a framework for establishing rights, liabilities, and responsibilities of participants in electronic fund transfer systems.

Truth in Savings Act (TISA): Federal law requiring depository institutions to disclose terms and conditions of interest rates and fees associated with deposit accounts.

Gramm-Leach-Bliley Act: Federal law that requires financial institutions to explain their information-sharing practices to customers and protect sensitive customer data.

Federal Reserve Board Regulations: Set of regulations issued by the Federal Reserve that govern banking practices, operations, and customer relationships.

FDIC Requirements: Regulatory requirements set by the Federal Deposit Insurance Corporation for insured banks, including deposit insurance and consumer protection measures.

OCC Guidelines: Guidelines issued by the Office of the Comptroller of the Currency that regulate and supervise national banks and federal savings associations.

CFPB Regulations: Consumer protection regulations issued by the Consumer Financial Protection Bureau governing financial products and services.

State Banking Laws: Specific banking regulations that vary by state, governing banking operations and consumer protection within state jurisdictions.

State Privacy Laws: State-specific legislation governing the protection and handling of consumer privacy and personal information.

Know Your Customer (KYC) Requirements: Regulatory requirements for banks to verify customer identity and assess risk factors, including customer identification programs and due diligence procedures.

Americans with Disabilities Act: Federal law ensuring equal access to banking services for individuals with disabilities, requiring reasonable accommodations when necessary.

Age of Majority Laws: State-specific laws governing the legal age at which individuals can independently enter into banking relationships and contracts.

Power of Attorney Laws: State and federal regulations governing the use and acceptance of power of attorney in banking relationships and account management.