The Revocable TOD Deed serves as an estate planning tool that offers property owners a simple, cost-effective way to transfer real estate outside of probate. This document type became increasingly popular after the Uniform Real Property Transfer on Death Act was introduced in 2009, though adoption varies by state. The deed allows owners to maintain complete control over their property during their lifetime, including the right to sell, mortgage, or revoke the transfer designation. Several states have adopted specific legislation governing these deeds, making it crucial to ensure compliance with local requirements.
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1. Title and Date: Clear identification of document as Revocable Transfer on Death Deed and execution date
2. Parties: Identification of current owner(s) (grantor) and designated beneficiary(ies)
3. Property Description: Legal description of the property being transferred
4. Transfer on Death Clause: Explicit statement of transfer upon death and contingent beneficiaries if any
5. Revocation Rights: Clear statement of grantor's right to revoke
6. Execution: Signature blocks, notarization, and witness sections as required by state law
1. Multiple Beneficiaries: Section defining shares and rights when more than one beneficiary is designated
2. Contingent Beneficiaries: Section specifying alternative beneficiaries in case primary beneficiaries predecease the grantor
3. Mortgage Provisions: Section addressing existing mortgages or liens on the property
1. Property Survey: Detailed survey of the property if required by state law or complexity of property description
2. Property Tax Information: Current tax assessment and payment status documentation
3. Title Report: Current title report showing existing liens and encumbrances
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