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Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardized calculation of financing charges in vehicle purchases

FTC Used Car Rule: Federal regulation requiring dealers to provide specific information about a used vehicle's warranty coverage

Consumer Leasing Act: Federal law governing disclosure requirements for consumer lease agreements including vehicle leases

Equal Credit Opportunity Act: Federal law prohibiting discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, or age

Fair Credit Reporting Act: Federal law regulating the collection and use of consumer credit information in financing decisions

Magnuson-Moss Warranty Act: Federal law governing written warranties on consumer products, including vehicles

State Consumer Protection Laws: State-specific laws designed to protect consumers from fraudulent or unfair business practices in vehicle sales

State Vehicle Sales Laws: State-specific regulations governing the sale and transfer of vehicles within the state

State Lemon Laws: State-specific laws providing remedies for consumers who purchase defective vehicles

State Registration and Title Laws: State-specific requirements for vehicle registration and title transfer procedures

UCC Article 2: Uniform Commercial Code article governing sales transactions, including vehicle sales

UCC Article 9: Uniform Commercial Code article governing secured transactions, including vehicle financing

DMV Regulations: Department of Motor Vehicles rules governing vehicle transfers, registration, and documentation requirements

Odometer Disclosure Requirements: Federal and state requirements for accurate disclosure of vehicle mileage during sale

Environmental Standards: Federal and state emissions and environmental compliance requirements for vehicles

Insurance Requirements: State-specific mandatory insurance coverage requirements for vehicle ownership and operation