The Loan Agreement is a fundamental financial instrument used in South African business and personal transactions, structured to comply with the National Credit Act 34 of 2005 and other relevant legislation. It is employed whenever one party seeks to borrow money from another, whether in a commercial, corporate, or personal context. The document captures essential terms including the loan amount, interest calculations, repayment schedule, security arrangements (if any), events of default, and remedies. It can be adapted for various lending scenarios, from simple bilateral loans to complex syndicated facilities, while maintaining compliance with South African banking and consumer protection regulations. The agreement should be customized based on factors such as the loan's purpose, size, duration, and whether it's secured or unsecured.
Your data doesn't train Genie's AI
You keep IP ownership聽of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok成人版's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification and details of the Lender and Borrower
2. Background: Context of the loan agreement and purpose of the facility
3. Definitions and Interpretation: Defined terms, interpretation rules, and calculation conventions
4. The Loan: Principal amount, purpose, and conditions precedent to drawdown
5. Interest: Interest rate, calculation method, and payment periods
6. Repayment Terms: Repayment schedule, method of payment, and prepayment provisions
7. Representations and Warranties: Statements of fact and assurances given by the Borrower
8. Borrower Covenants: Positive and negative obligations of the Borrower during the loan term
9. Events of Default: Circumstances constituting default and consequences thereof
10. Costs and Expenses: Allocation of transaction costs and ongoing expenses
11. Notices: Communication methods and contact details for formal notices
12. General Provisions: Boilerplate clauses including governing law, jurisdiction, and entire agreement
1. Security: Details of any collateral or security provided for the loan - include when the loan is secured
2. Guarantee: Terms of any third-party guarantee - include when there is a guarantor
3. Insurance: Required insurance coverage for secured assets - include for secured loans
4. Early Repayment: Detailed terms for early repayment options - include when early repayment is permitted
5. Assignment and Transfer: Terms for transferring or assigning the loan - include for transferable loans
6. Tax Provisions: Specific tax-related obligations - include when tax implications are significant
7. Multiple Drawdowns: Terms for multiple loan disbursements - include for facility agreements
8. Change of Circumstances: Provisions for material changes affecting the loan - include for long-term loans
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Conditions Precedent: List of documents and conditions required before drawdown
3. Security Details: Detailed description of security assets and registration requirements
4. Form of Drawdown Notice: Template for requesting loan disbursements
5. Fees and Charges: Detailed breakdown of all applicable fees and charges
6. Required Insurance: Specific insurance requirements and minimum coverage
7. Compliance Certificates: Templates for periodic compliance reporting
8. Contact Details: Comprehensive contact information for all parties
Relevant legal definitions
Clauses
Relevant Industries
Financial Services
Banking
Real Estate
Construction
Manufacturing
Mining
Agriculture
Retail
Technology
Healthcare
Education
Transport and Logistics
Energy
Relevant Teams
Legal
Finance
Treasury
Risk Management
Compliance
Credit Administration
Commercial
Corporate Banking
Business Development
Operations
Relevant Roles
Chief Financial Officer
Finance Manager
Legal Counsel
Credit Manager
Risk Manager
Compliance Officer
Financial Controller
Treasury Manager
Commercial Director
Business Development Manager
Account Manager
Corporate Banker
Legal Director
Loan Officer
Contract Administrator
Find the exact document you need
Common Agreement
A standard contractual framework under South African law that establishes fundamental terms and conditions for business relationships.
find out more
Bilateral Contract
A South African law-compliant bilateral contract establishing mutual obligations between two parties with enforceable terms and conditions.
find out more
Basic Ordering Agreement
A South African law-governed framework agreement establishing terms and conditions for future orders between parties.
find out more
Consignment Agreement Form
A South African legal document establishing terms for consignment sales arrangements, where goods ownership remains with the supplier until final sale.
find out more
Contract Agreement Form
A versatile Contract Agreement Form template compliant with South African law, suitable for various commercial relationships and business arrangements.
find out more
Written Agreement
A formal legal document governed by South African law that establishes contractual relationships between parties, defining their rights and obligations.
find out more
Side Agreement
A South African law-governed supplementary agreement that modifies or adds to an existing main agreement while maintaining its core structure.
find out more
Incorporation Agreement
A South African law-governed agreement establishing a new company's structure, governance, and shareholder relationships under the Companies Act 71 of 2008.
find out more
Formal Agreement
A legally binding agreement governed by South African law that formalizes relationships between parties, ensuring compliance with local legislation and establishing clear terms and obligations.
find out more
Casual Worker Contract
A South African-compliant casual worker employment contract establishing terms and conditions for temporary employment relationships.
find out more
Business Transfer Agreement
A South African law-governed agreement for the transfer of a business as a going concern, including assets, employees, and liabilities.
find out more
Boilerplate Agreement
A standard agreement template compliant with South African law, providing essential contractual framework for business relationships.
find out more
Amended Contract
A South African law-governed document that formally modifies terms and conditions of an existing contract while maintaining its validity.
find out more
Tooling Agreement
A South African law-governed agreement establishing terms for industrial tool design, manufacture, supply, and maintenance, compliant with local manufacturing and safety regulations.
find out more
Service Agreement Terms And Conditions
South African service agreement terms and conditions document establishing the legal framework for service provision between providers and clients.
find out more
Representation Agreement
A South African law-governed agreement establishing the terms and conditions under which a Representative may act on behalf of a Principal.
find out more
Common Terms Agreement
A master agreement under South African law that establishes common terms across multiple facility agreements in syndicated lending arrangements.
find out more
Buyer Agency Agreement
A South African legal agreement establishing an estate agent's authority to represent a buyer in property transactions, governed by local real estate laws.
find out more
Labour Contract Copy
A South African employment agreement establishing terms and conditions of employment in compliance with local labor laws.
find out more
Employee Agreement Form
A South African law-compliant employment agreement establishing terms and conditions between employer and employee.
find out more
Statement Of Agreement
A formal document under South African law recording mutual understanding and agreed terms between parties, serving as a binding record of arrangements and commitments.
find out more
Rent In Exchange For Services Agreement
A South African law-governed agreement establishing terms for accommodation provided in exchange for specified services.
find out more
Contractual Agreement
A legally binding Contractual Agreement template compliant with South African law and commercial practices.
find out more
Security Agreement Form
A South African law-governed agreement creating security interests over assets, detailing the security arrangements and enforcement rights between a security provider and secured party.
find out more
Business Cooperation Agreement
A South African law-governed agreement establishing terms and conditions for business collaboration between multiple parties.
find out more
Employee Training Reimbursement Agreement
A South African law-compliant agreement setting out terms for employer-funded training and employee reimbursement obligations.
find out more
Terms Of Business Agreement
A South African law-governed agreement establishing core business terms and conditions between service providers and clients.
find out more
Contract Of Indemnity And Guarantee
A South African law-governed agreement establishing guarantee and indemnity obligations, defining terms for financial security and risk mitigation between parties.
find out more
Intent To Purchase Agreement
A South African legal document expressing formal intention to purchase property or assets, outlining preliminary terms and conditions for the proposed transaction.
find out more
Professional Services Retainer Agreement
A South African law-governed agreement establishing terms for ongoing professional services delivery under a retainer arrangement.
find out more
Supply Contract Form
A South African law-governed agreement establishing terms and conditions for the regular supply of goods or services between supplier and purchaser.
find out more
Business Contract
South African business contract template incorporating key legislative requirements and commercial terms for business-to-business relationships.
find out more
Umbrella Agreement
A South African law-governed master agreement establishing framework terms for future specific agreements between parties.
find out more
Share Purchase Agreement
A South African law-governed agreement documenting the terms and conditions for the sale and purchase of shares in a company.
find out more
Professional Services Contract
A South African law-governed agreement establishing terms and conditions for professional services delivery between a service provider and client.
find out more
Consulting Services Agreement
South African law-governed agreement establishing terms and conditions for consulting services provision, including scope, payments, and compliance requirements.
find out more
Buyer Representation Agreement
A South African law-compliant agreement establishing professional representation between a property buyer and real estate agent, outlining services, duties, and compensation terms.
find out more
Master Service Agreement
A South African law-governed framework agreement establishing core terms for ongoing service delivery relationships between service providers and clients.
find out more
Yearly Contract Agreement
A one-year contractual agreement compliant with South African law, establishing terms, conditions, and obligations between parties.
find out more
White Label Agreement
A South African law-governed agreement enabling one party to rebrand and market another party's products/services under their own brand, with defined terms for licensing, operations, and compliance.
find out more
骋别苍颈别鈥檚 Security Promise
Genie is the safest place to draft. Here鈥檚 how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; 骋别苍颈别鈥檚 AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)