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1. Security: Include when additional security or collateral is provided for the loan

2. Guarantor Provisions: Required when a third party guarantor is involved in securing the loan

3. Insurance: Include when specific insurance requirements are imposed on the borrower

4. Assignment: Include when either party needs the right to assign the agreement to third parties

5. Sharia Compliance Declaration: Include when the agreement needs to explicitly comply with Islamic finance principles

6. Cross-Default: Include when the default should trigger defaults under other agreements

7. Early Repayment: Include when early repayment terms need to be specified

1. Schedule 1 - Demand Promissory Note: The actual promissory note document with all required elements under UAE law

2. Schedule 2 - Disbursement Schedule: If the loan is to be disbursed in multiple tranches

3. Schedule 3 - Security Details: Details of any security or collateral provided

4. Schedule 4 - Form of Demand Notice: Template for the formal demand notice

5. Schedule 5 - Payment Schedule: If there is an agreed indicative payment schedule despite being a demand instrument

6. Appendix A - Required Documents: List of documents required from the borrower

7. Appendix B - Conditions Precedent: List of conditions to be satisfied before loan disbursement