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1. Islamic Finance Compliance: Required if the loan needs to comply with Sharia principles, including alternative structures to conventional interest

2. Guarantor Provisions: Include when there is a third-party guarantor for the loan

3. Property Related Provisions: Required when the loan is secured against real estate

4. Insurance Requirements: Include when specific insurance coverage is required for security assets

5. Assignment and Transfer: Include if the lender wants the right to assign or transfer the loan

6. Multiple Borrowers: Required when there are multiple borrowers, defining joint and several liability

7. Currency Provisions: Include for loans involving multiple currencies or foreign exchange considerations

8. Tax Provisions: Include detailed tax provisions if cross-border elements exist

1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rate, and payment schedule

2. Schedule 2 - Security Details: Detailed description of security assets and registration requirements

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Payment Instructions: Bank account details and payment procedures

5. Schedule 5 - Form of Drawdown Notice: Template for requesting loan disbursement

6. Schedule 6 - Financial Covenants: Detailed financial ratios and reporting requirements

7. Appendix A - Calculation of Interest: Detailed methodology for interest calculation

8. Appendix B - Form of Compliance Certificate: Template for periodic compliance reporting