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1. Guarantor Provisions: Required when a third party guarantees the debt repayment

2. Collateral Security: Included when specific assets are provided as security for the debt

3. Early Repayment Terms: Details of early repayment options and any associated penalties or benefits

4. Insurance Requirements: Needed when insurance coverage is required to secure the debt

5. Debt Restructuring Terms: Used when the agreement is part of a broader debt restructuring arrangement

6. Financial Reporting Obligations: Required for larger debts where ongoing financial monitoring is needed

7. Force Majeure: Included when specific provisions for unforeseen circumstances affecting repayment are needed

1. Schedule A - Detailed Payment Plan: Comprehensive breakdown of payment dates, amounts, and running balances

2. Schedule B - Original Debt Documentation: Copies or references to original contracts or invoices creating the debt

3. Schedule C - Asset Register: List of any assets provided as security (if applicable)

4. Schedule D - Direct Debit Authorization: Bank account details and payment authorization forms

5. Appendix 1 - Financial Statement: Current financial position of the debtor (if relevant)

6. Appendix 2 - Correspondence History: Record of relevant correspondence leading to the agreement