This Subordinated Loan Agreement Template is designed for use in Australian financing transactions where parties intend to establish a loan that ranks behind senior debt obligations. The template is particularly valuable in complex financing structures where multiple layers of debt exist. It includes all essential provisions required under Australian law, including compliance with the Corporations Act 2001 and ASIC regulations. The document is structured to protect both lender and borrower interests while clearly establishing the subordinated nature of the debt. It contains comprehensive sections on drawdown conditions, interest calculations, repayment terms, events of default, and intercreditor arrangements. The template is adaptable for various business contexts and can be modified to accommodate specific transaction requirements while maintaining its core subordination features.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let tiktok˰'s market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies and defines the Lender, Borrower, and any other relevant parties to the agreement
2. Background: Sets out the context of the loan and subordination arrangement
3. Definitions and Interpretation: Defines key terms and establishes interpretation principles
4. The Loan: Details the loan amount, purpose, and drawdown conditions
5. Interest: Specifies interest rate, calculation method, and payment terms
6. Repayment: Sets out repayment terms, including scheduled payments and early repayment provisions
7. Subordination: Establishes the subordinated nature of the loan and its ranking relative to senior debt
8. Representations and Warranties: Contains standard and specific representations and warranties from the Borrower
9. Undertakings: Details positive and negative covenants of the Borrower
10. Events of Default: Lists circumstances constituting default and consequences
11. Payments: Specifies payment mechanics, currency, and treatment of payments
12. Tax Provisions: Addresses tax-related matters including withholding tax and GST
13. Assignment and Transfer: Sets out conditions for transfer or assignment of rights and obligations
14. Notices: Specifies how formal notices must be given and received
15. General Provisions: Contains boilerplate clauses including governing law, jurisdiction, and amendments
1. Security: Include when the subordinated loan is secured by specific assets or guarantees
2. Guarantee: Include when third-party guarantees are required for the loan
3. Intercreditor Provisions: Include when detailed arrangements with senior creditors need to be documented
4. Conversion Rights: Include if the loan can be converted to equity under certain conditions
5. Special Mandatory Prepayment: Include if specific events trigger mandatory prepayment
6. Registration Requirements: Include if PPSR or other registrations are required
7. Financial Covenants: Include when specific financial metrics must be maintained
8. Information Rights: Include when specific reporting requirements beyond standard undertakings are needed
9. Change of Control: Include when change in borrower ownership triggers specific rights
10. Step-In Rights: Include when lender may take control under certain circumstances
1. Loan Terms Schedule: Details of loan amount, interest rate, repayment dates, and other key terms
2. Drawdown Notice: Form of notice for requesting loan disbursement
3. Repayment Schedule: Detailed schedule of repayment dates and amounts
4. Conditions Precedent: List of documents and conditions required before drawdown
5. Senior Debt: Details of existing senior debt and creditors
6. Security Details: Description of any security granted (if applicable)
7. Compliance Certificate: Form of certificate for periodic compliance confirmation
8. Financial Covenant Calculations: Template for calculating and reporting financial covenants
9. Permitted Security Interests: List of security interests allowed under the agreement
10. Address Details: Contact details and addresses for notices
Authors
Relevant legal definitions
Clauses
Relevant Industries
Financial Services
Banking
Private Equity
Real Estate
Infrastructure
Mining
Manufacturing
Technology
Healthcare
Retail
Energy
Telecommunications
Agriculture
Construction
Relevant Teams
Legal
Finance
Treasury
Corporate Development
Risk Management
Compliance
Credit
Commercial
Corporate Finance
Banking
Investment
Relevant Roles
Chief Financial Officer
Finance Director
Treasury Manager
Corporate Lawyer
Legal Counsel
Finance Manager
Investment Director
Credit Manager
Risk Manager
Commercial Director
Corporate Banking Manager
Debt Finance Manager
Company Secretary
Financial Controller
Compliance Officer
Find the exact document you need
Auto Loan Promissory Note
An Australian-compliant template for vehicle loan agreements that establishes loan terms, security interests, and obligations under national consumer credit laws.
find out more
Contract To Take Over Car Payments
An Australian legal agreement for transferring car payment obligations from one borrower to another, compliant with national consumer credit laws.
find out more
Private Lender Contract
An Australian-law governed agreement establishing terms and conditions for private lending arrangements, including loan details, security, and compliance with national lending regulations.
find out more
Vendor Finance Loan Agreement
An Australian-law governed template agreement for vendor financing arrangements, incorporating security interests and compliance with local credit legislation.
find out more
OverLoan Agreement
An Australian-law governed agreement establishing an overdraft facility between a financial institution and borrower, detailing credit limits, terms, and obligations under Australian banking regulations.
find out more
Fixed Sum Loan Agreement Early Settlement
An Australian-compliant loan agreement template for fixed sum loans with early settlement provisions, meeting National Consumer Credit Protection Act requirements.
find out more
Employee Loan Agreement Interest
An Australian-compliant interest-free loan agreement between employer and employee, including repayment terms and FBT considerations.
find out more
Employee Computer Loan Agreement
An Australian law agreement governing the loan of computer equipment from employer to employee, establishing terms, conditions, and mutual obligations.
find out more
Facility Agreement Loan
An Australian law-governed agreement setting out terms and conditions for the provision of loan facilities between lenders and borrowers, including key financial and operational terms.
find out more
Acknowledgement Of Debt Agreement
An Australian-compliant legal document where a debtor formally acknowledges their debt and agrees to specific repayment terms under Australian law.
find out more
Personal Loan To Business Agreement
An Australian-law governed agreement between an individual lender and a business borrower, establishing terms and conditions for a business loan.
find out more
Loan Agreement Between Family Members
An Australian-compliant legal agreement that formalizes and documents loan arrangements between family members, including terms, conditions, and repayment schedules.
find out more
Standard Mortgage Agreement
An Australian-law governed agreement establishing the terms and security arrangements for a mortgage loan secured against real property.
find out more
Director Loan To Company Agreement
An Australian law-governed agreement documenting the terms and conditions of a loan provided by a director to their company, ensuring regulatory compliance and protecting both parties' interests.
find out more
Construction Loan Contract
An Australian legal agreement for progressive funding of construction projects, governing both financial and construction aspects under Australian federal and state laws.
find out more
Commercial Real Estate Loan Term Sheet
Australian-compliant template outlining key terms and conditions for commercial real estate loan facilities.
find out more
Demand Loan
Australian-compliant demand loan agreement template allowing lenders to call for repayment at any time, suitable for both consumer and business lending.
find out more
Balloon Loan Agreement
An Australian-compliant loan agreement template featuring regular payments and a final balloon payment, structured according to Australian financial and consumer protection laws.
find out more
Loan Agreement Between Two Individuals
An Australian-compliant loan agreement template for personal lending between individuals, establishing terms, conditions, and obligations for both parties.
find out more
Simple Intercompany Loan Agreement
An Australian law template for documenting loan arrangements between related companies within the same corporate group.
find out more
Loan Agreement Between Companies
Australian corporate loan agreement template for inter-company lending, compliant with Australian corporate and financial services laws.
find out more
Home Equity Loan Agreement
Australian-compliant Home Equity Loan Agreement Template establishing terms for property equity-secured lending, including mandatory consumer protection provisions.
find out more
Simple Promissory Note For Family Loan
An Australian legal document that formalizes and documents the terms of a monetary loan between family members, providing legal protection while maintaining familial considerations.
find out more
Debt Payment Agreement
An Australian-compliant template for structuring and documenting debt repayment arrangements between creditors and debtors, incorporating all essential legal and practical provisions.
find out more
Inter Lender Agreement
An Australian law-governed agreement establishing rights, priorities, and relationships between multiple lenders in a financing arrangement.
find out more
Hand Loan Agreement
An Australian-compliant agreement documenting the terms and conditions of a personal or small business loan between parties, including loan amount, interest, and repayment terms.
find out more
Flexi Finance Loan Agreement
An Australian-compliant flexible finance agreement establishing a revolving credit facility with variable drawdown and repayment terms.
find out more
Credit Terms Agreement
An Australian-compliant template for establishing credit arrangements between providers and customers, incorporating all necessary legal and regulatory requirements.
find out more
Assignment Of Loan Agreement
Australian-compliant template for transferring loan rights and obligations from one lender to another, suitable for various types of loan assignments under Australian law.
find out more
Agreement Between Two Persons For Money
An Australian law-governed agreement formalizing financial arrangements between two individuals, including payment terms and obligations.
find out more
Subordinated Loan Agreement
Australian law template for subordinated loan arrangements, establishing terms for junior-ranking debt with comprehensive creditor provisions.
find out more
Loan Payment Agreement
An Australian-law governed agreement establishing loan terms, repayment conditions, and parties' obligations in a lending arrangement.
find out more
Loan Participation Agreement
Australian law-governed template for loan participation arrangements between financial institutions, establishing terms for loan interest transfers and regulatory compliance.
find out more
Simple Loan Application Form
An Australian-compliant loan application form template for collecting and assessing borrower information in accordance with national lending regulations.
find out more
Private Lending Term Sheet
An Australian law-compliant template outlining key terms and conditions for private lending arrangements, serving as the foundation for the final loan agreement.
find out more
Personal Loan Receipt
An Australian-compliant template for documenting personal loan receipts, capturing loan details and acknowledgment of funds transfer between parties.
find out more
Payday Loan Contract
An Australian-compliant payday loan contract template for small amount credit contracts (SACCs), incorporating all regulatory requirements and consumer protections under Australian law.
find out more
Facility Agreement
An Australian law-governed template agreement setting out terms and conditions for corporate lending facilities, including key provisions for facility mechanics, security, and covenants.
find out more
Debt Repayment Contract
An Australian-compliant Debt Repayment Contract Template for documenting and managing debt repayment arrangements between creditors and debtors.
find out more
Employee Forgivable Loan Agreement
An Australian-law governed agreement establishing terms for an employer-provided loan to an employee that can be forgiven based on specified employment and performance conditions.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)