1. Parties: Identification of the lender(s) and borrower(s), including their legal details and representatives
2. Background: Context of the agreement and relationship between the parties
3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and rules of interpretation
4. The Facility: Details of the loan facility, including type, purpose, and total amount available
5. Conditions Precedent: Conditions that must be satisfied before any utilization of the facility
6. Utilization: Process and requirements for drawing down loans under the facility
7. Interest: Interest calculation, periods, payment dates, and default interest provisions
8. Repayment: Terms and schedule for repayment of loans
9. Prepayment and Cancellation: Voluntary and mandatory prepayment provisions and cancellation rights
10. Tax Gross Up and Indemnities: Tax-related provisions and associated indemnities
11. Increased Costs: Provisions dealing with changes in costs due to regulatory or legal changes
12. Representations and Warranties: Statements of fact and assurances given by the borrower
13. Information Undertakings: Borrower's obligations to provide financial and other information
14. Financial Covenants: Financial ratios and tests the borrower must maintain
15. General Undertakings: General obligations of the borrower regarding conduct of business
16. Events of Default: Circumstances constituting default and consequences
17. Changes to Parties: Transfer and assignment provisions
18. Payment Mechanics: Administrative provisions regarding payments
19. Set-off: Rights of set-off between parties
20. Notices: Communication methods and contact details
21. Calculations and Certificates: Provisions regarding calculations and evidence of amounts due
22. Partial Invalidity: Severability provisions
23. Remedies and Waivers: Rights and remedies of the parties
24. Amendments and Waivers: Process for modifying the agreement
25. Governing Law and Enforcement: Choice of Belgian law and jurisdiction provisions
