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1. Parties: Identification and details of both parties entering into the agreement
2. Background: Context of the relationship, date of cohabitation commencement, and purpose of the agreement
3. Definitions: Key terms used throughout the agreement defined for clarity and legal certainty
4. Living Arrangements: Details of shared residence, ownership/rental arrangements, and household responsibilities
5. Financial Arrangements: Day-to-day financial responsibilities, joint accounts, bill payments, and expense sharing
6. Property Rights: Current property ownership, future property acquisition rules, and property division principles
7. Debts and Liabilities: Treatment of existing and future debts, joint and individual financial obligations
8. Relationship Breakdown: Process and arrangements in case of separation, including dispute resolution mechanisms
9. Death Provisions: Rights and obligations of surviving partner in the event of death
10. Amendment and Review: Process for modifying the agreement and periodic review requirements
11. Governing Law: Specification of applicable jurisdiction and legal framework
12. Severability: Clause ensuring remaining provisions stay valid if any part is found unenforceable
13. Execution: Signing requirements and declaration of independent legal advice
1. Children: Arrangements for existing children or future children, including financial responsibilities and living arrangements. Include when either party has or plans to have children.
2. Pets: Ownership, care responsibilities, and arrangements in case of separation. Include when couples have or plan to have pets.
3. Business Interests: Protection and treatment of business assets and income. Include when either party owns a business or plans to start one.
4. Support Obligations: Partner support arrangements in case of separation. Include when there's significant income disparity or anticipated future dependency.
5. Inheritance Rights: Specific provisions about inheritance beyond basic death provisions. Include when there are significant family assets or complex estate matters.
6. Cultural or Religious Considerations: Specific arrangements related to cultural or religious practices. Include when parties have specific cultural or religious requirements.
7. Intellectual Property: Treatment of intellectual property created during cohabitation. Include for couples in creative professions or academic work.
8. Insurance Arrangements: Requirements for life, health, or property insurance. Include when specific insurance coverage is important to the relationship.
1. Schedule A - Financial Disclosure: Detailed list of each party's assets, liabilities, and income at the time of agreement
2. Schedule B - Property Inventory: Detailed list of shared and individual property owned at the time of agreement
3. Schedule C - Household Expenses: Breakdown of shared household expenses and contribution arrangements
4. Schedule D - Pre-existing Assets: Detailed inventory of assets owned by each party before cohabitation
5. Schedule E - Excluded Property: List of property specifically excluded from shared ownership or division
6. Appendix 1 - Independent Legal Advice Certificates: Certificates from lawyers confirming each party received independent legal advice
7. Appendix 2 - Proof of Income: Current income verification documents for both parties
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Financial Planner
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