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1. Electronic Communications Consent: Required if the parties agree to conduct loan communications electronically

2. Co-Signer Provisions: Include when a co-signer is part of the loan agreement

3. Cross-Collateralization: Include if the security interest extends to other vehicles or loans

4. Privacy Policy: Detailed privacy terms if not covered in a separate document

5. Alternative Dispute Resolution: Include if parties agree to mediation or arbitration before litigation

6. Language Rights: Required in Quebec or where language rights must be addressed

7. Assignment Rights: Include if the lender wishes to reserve the right to assign the loan

8. Insurance Requirements: Detailed insurance requirements if more extensive than standard provisions

1. Schedule A - Vehicle Description: Detailed description of the vehicle including make, model, year, VIN, and current condition

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payment dates, amounts, and allocation between principal and interest

3. Schedule C - Insurance Requirements: Specific insurance requirements including types of coverage, minimum amounts, and named insured requirements

4. Schedule D - Fees and Charges: Comprehensive list of all applicable fees, charges, and penalties

5. Appendix 1 - Vehicle Inspection Report: Current condition report and photos of the vehicle

6. Appendix 2 - Vehicle Registration Documents: Copies of current vehicle registration and title documents

7. Appendix 3 - Disclosure Statements: Required regulatory disclosures and cost of borrowing statements

8. Appendix 4 - Privacy Policy: Detailed privacy policy and information handling procedures